7499 Bluff Point Ln, Denver, NC 28037 Property Records

Lincoln County property record for 7499 Bluff Point Ln, Denver, NC 28037

Property Summary

Property TypeCondominium
Details2 bd · 2.5 ba · 1,271 sqft · built 2000
Lot Size0.023 acres (1,002 sqft)
OwnerIndividual Name on Record
Last Sale$110,000 (Mar 2017)
Tax Bill$1,482 (2026)
Deeds & MortgagesMar 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN4602-51-5235

Property Details

APN / Parcel Number

Primary APN4602-51-5235
Alternative APNs
  • 460204515235
  • 262072
  • 76515

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,271 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleCondo/Apartment
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area1,002 sqft (0.023 acres)

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number262072
Street Address7499 BLUFF POINT LN
CityDENVER
StateNC
Zip28037-7548
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeELDD PD-MU
Legal Description#16 BLDG #3 UNIT W-SIDE
Legal SubdivisionWATERSIDE CROSSING TOWNHOMES
JurisdictionLINCOLN NC
Township / Civil DivisionCATAWBA SPRINGS
Census Block Group2
Census Block2014
Census Tract71102

Owner

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4460 OUTLOOK DR, L, IRON STATION, NC 28080-0017
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 17, 2017 · Amount on Record
Deed SaleMar 17, 2017 · Amount on Record
Prior SaleJul 26, 2007 · Amount on Record
Deed Document Number2017560250
Deed Book / Page2653 / 297
Record UpdatedOct 29, 2026

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLINCOLN NC
Recording DateMar 17, 2017
Property Address7499 BLUFF POINT LN, DENVER, NC 28037-7548
Document Number2653297
Book / Page002653 / 000297
Instrument DateMar 13, 2017
Instrument560250
Transaction TypeTransfer
Record UpdatedMay 18, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$220.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7499 BLUFF POINT LN DENVER NC 280377548, DENVER, NC 28037-7548

Mortgage

Document Number2653299
DateMar 17, 2017
Book Page002653/000299
Instrument560251
Lender
NameBLUEHARBOR BK
TypeBank
AddressMOORESVILLE, NC 28117
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMar 16, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyLincoln County
Unified School DistrictLincoln County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,482.00 (+1.72%)$222,343 (-) Land $27,000 Building $195,343$222,343 (-) Land $27,000 Building $195,343
2023$1,457.00$222,343 Land $27,000 Building $195,343$222,343 Land $27,000 Building $195,343

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLINCOLN COUNTY WTP
serves 49,693 people · EPA ID NC0155035
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber, DSL in parts of the area
100 / 20

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