7495 Setting Sun Way, Columbia, MD 21046 Property Records

Howard County property record for 7495 Setting Sun Way, Columbia, MD 21046

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,301 sqft · built 1985
Lot Size	0.05 acres (2,170 sqft)
Owner	Individual Name on File
Last Sale	$370,000 (Nov 2021)
Tax Bill	$5,399 (2026)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-179728`

Property Details

APN / Parcel Number

Primary APN	`16-179728`
Alternative APN	`179728`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,301 sqft Total Area
Basement Area	370 sqft
Finished Basement	370 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	2,170 sqft (0.05 acres)
Porch	Porch
Porch Area	21 sqft
Deck Area	84 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	179728
Street Address	7495 SETTING SUN WAY
City	COLUMBIA
State	MD
Zip	21046-1291
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	NT
Legal Description	LOT E-42 .050 A 7495 SETTING SUN WAY VIL KINGS CONTR S 2 AR 3
Legal Subdivision	KINGS CONTRIVANCE VILLAGE SEC
Legal Lot Number	E 42
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	5
Census Block	5000
Census Tract	606803

Owner

7495 Setting Sun Way, a townhouse, is owned and occupied by an individual who bought it in November 2021.

Source: Howard County records, as of September 4, 2026

Owner of Record	Individual Name on File
Mailing Address	7495 SETTING SUN WAY, COLUMBIA, MD 21046-1291
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2021 · Amount on File
Deed Sale	Nov 18, 2021 · Amount on File
Prior Sale	Oct 23, 2002 · Amount on File
Deed Book / Page	21117 / 492
Transfer Doc	0042370585
Record Updated	Oct 29, 2026

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Nov 18, 2021
Property Address	7495 SETTING SUN WAY, COLUMBIA, MD 21046-1291
Document Number	0211170492
Book / Page	21117 / 492
Map Reference	MB 5814
Instrument Date	Nov 5, 2021
Transaction Type	Transfer
Record Updated	Dec 6, 2021
Title Company	MARYLAND TITLE WORKS UNLIMITED, MARYLAND TTL WORKS UNLIMITED

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,475.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7495 SETTING SUN WAY, COLUMBIA, MD 21046-1291

Mortgage

Document Number	21117497
Date	Nov 18, 2021
Instrument	21117/497

Lender

Name	1ST FINANCIAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 7495 Setting Sun Way was $5,399 with a homeowner's exemption, up 3.5% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,399.00 (+3.55%) Homeowner's exemption	$354,800 (+5.28%) Land $160,000 Building $194,800	$354,800 (-) Land $160,000 Building $194,800
2025	$5,214.00 (+4.64%) Homeowner's exemption	$337,000	$354,800 Land $160,000 Building $194,800
2024	$4,983.00
2023		$301,400 Land $130,000 Building $171,400	$301,400 Land $130,000 Building $171,400
2022	$3,332.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7495 Setting Sun Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7495 Setting Sun Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20