7495 Hallridge Rd NE, Belding, MI 48809 Property Records

Kent County property record for 7495 Hallridge Rd NE, Belding, MI 48809

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,427 sqft · built 1980
Lot Size	0.491 acres (21,388 sqft)
Owner	Individual Name on Record
Last Sale	$385,000 (Jun 2019)
Tax Bill	$6,853 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-12-10-126-004`

Property Details

APN / Parcel Number

Primary APN	`41-12-10-126-004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,427 sqft Living Area
1st Floor Area	1,427 sqft
Basement Area	1,427 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	21,388 sqft (0.491 acres)
Lot Dimensions	250 ft deep x 85 ft wide
Garage Area	786 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7495 HALLRIDGE RD NE
City	BELDING
State	MI
Zip	48809-9322
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	LOT 20 * HALL PLAT
Legal Subdivision	HALL PLAT
Legal Lot Number	20
Jurisdiction	KENT MI
Township / Civil Division	GRATTAN
Census Block Group	1
Census Block	1003
Census Tract	10902

Owner

Source: Kent County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7495 HALLRIDGE RD NE, BELDING, MI 48809-9322
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2023	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
May 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage MERCANTILE BK/MI
Jun 4, 2019	Warranty Deed, Transfer · Conventional Mortgage MERCANTILE BK/MI

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2019 · Amount on Record
Deed Sale	Jun 4, 2019 · Amount on Record
Prior Sale	Apr 15, 2016 · Amount on Record
Deed Document Number	201938160
Prior Transfer Date	Sep 25, 2006
Prior Transfer Doc	0000116211
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	7495 HALLRIDGE RD NE, BELDING, MI 48809-9322
Transaction Type	Mortgage
Record Updated	Sep 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7495 HALLRIDGE RD NE, BELDING, MI 48809-9322

Mortgage

Document Number	0000049720
Date	Aug 31, 2023
Instrument	20230831-0049720

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 11, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	7495 HALLRIDGE RD NE, BELDING, MI 48809-9322
Document Number	0000039772
Instrument Date	May 7, 2020
Transaction Type	Mortgage
Record Updated	Jun 24, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7495 HALLRIDGE RD NE BELDING MI 488099322, BELDING, MI 48809-9322

Mortgage

Document Number	0000039772
Date	May 12, 2020
Instrument	39772

Lender

Name	MERCANTILE BK/MI
Type	Bank
Address	GRAND RAPIDS, MI 49504

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 11, 2050

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Jun 4, 2019
Property Address	7495 HALLRIDGE RD NE, BELDING, MI 48809-9322
Document Number	0000038160
Instrument Date	May 28, 2019
Instrument	38160
Transaction Type	Transfer
Record Updated	Jun 21, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,311.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	506 W UPTON AVE REED CITY MI 496771154, REED CITY, MI 49677-1154

Mortgage

Document Number	38161
Date	Jun 4, 2019
Instrument	38161

Lender

Name	MERCANTILE BK/MI
Type	Bank
Address	GRAND RAPIDS, MI 49504

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 3, 2049

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Grattan Township
Unified School District	Belding Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$333,300 (+21.11%)	$666,600 (+21.11%)
2025	$6,853.00 (+50.12%)
2023		$275,200	$550,400
2019	$4,565.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Point Broadband, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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