7494 Watershed Rd, Morganton, NC 28655 Property Records

Burke County property record for 7494 Watershed Rd, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,716 sqft · built 1956
Lot Size	0.669 acres (29,185 sqft)
Owner	Individual Name on Record
Last Sale	$332,000 (Jun 2023)
Tax Bill	$1,547 (2025)
Deeds & Mortgages	Oct 2021 Sale Jun 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2609284988`

Property Details

APN / Parcel Number

Primary APN	`2609284988`
Alternative APNs	`2609284978` `34846` `65559`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,716 sqft Living Area
Gross Area	1,685 sqft
1st Floor Area	1,685 sqft
Flooring	Hardwood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 2021
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	29,185 sqft (0.669 acres)
Terrain	Rolling
Garage Type	Carport
Carport	Carport
Carport Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	158 sqft
Deck Area	81 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil

Location & Zoning

Old Parcel Number	2609284988
Street Address	7494 WATERSHED RD
City	MORGANTON
State	NC
Zip	28655-7365
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL MIXED USE DIST
Legal Description	PL60-76
Jurisdiction	BURKE NC
Township / Civil Division	UPPER FORK
Census Block Group	4
Census Block	4015
Census Tract	21301

Owner

Source: Burke County records, as of September 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	7494 WATERSHED RD, MORGANTON, NC 28655-7365
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2021	Warranty Deed, Transfer
Jun 20, 2023	Warranty Deed, Transfer · VA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Oct 27, 2021	Special Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION
Feb 14, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2023 · Amount on Record
Deed Sale	Jun 20, 2023 · Amount on Record
Prior Sale	Oct 27, 2021 · Amount on Record
Deed Document Number	0002690727
Deed Book / Page	2690 / 727
Record Updated	Jun 8, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Oct 27, 2021
Property Address	7494 WATERSHED RD, MORGANTON, NC 28655-7365
Document Number	0025800287
Book / Page	2580 / 287
Instrument Date	Oct 27, 2021
Instrument	2021012975
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2266, MORGANTON, NC 28680-2266

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Jun 20, 2023
Property Address	7494 WATERSHED RD, MORGANTON, NC 28655-7365
Document Number	0026900727
Book / Page	2690 / 727
Map Reference	MB 60 PG 76
Instrument Date	Oct 27, 2021
Instrument	2023005584
Transaction Type	Transfer
Record Updated	Jul 5, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$664.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7494 WATERSHED RD, MORGANTON, NC 28655-7365

Mortgage

Document Number	2023005585
Date	Jun 20, 2023
Instrument	2023005585

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

October 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Oct 27, 2021
Property Address	7494 WATERSHED RD, MORGANTON, NC 28655-7365
Document Number	0025800283
Book / Page	2580 / 283
Instrument Date	Oct 11, 2021
Instrument	2021012974
Transaction Type	Transfer
Record Updated	Aug 22, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Tax	$121.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2266, MORGANTON, NC 28680-2266

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BURKE NC
Recording Date	Feb 14, 2018
Property Address	7494 WATERSHED RD, MORGANTON, NC 28655-7365
Document Number	0023330515
Book / Page	002333 / 000515
Instrument Date	Feb 13, 2018
Instrument	12950
Transaction Type	Transfer
Record Updated	Feb 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	2110 BIGGERSTAFF LOOP NEBO NC 287610118, NEBO, NC 28761-0118

Tax Assessment & Valuation

Source: Burke County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,547.00 (+120.37%)	$265,595 (+187.34%) Land $19,089 Building $246,506	$265,595 (+187.34%) Land $19,089 Building $246,506
2023	$702.00 (+9.01%)	$92,433 (+31.48%) Land $17,280 Building $75,153	$92,433 (+31.48%) Land $17,280 Building $75,153
2022	$644.00	$70,303 Land $4,800 Building $65,503	$70,303 Land $4,800 Building $65,503

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BURKE CO. WATER-SOUTH serves 5,207 people · EPA ID NC0112075
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

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