7494 Bernard Dr, Temperance, MI 48182 Property Records

Monroe County property record for 7494 Bernard Dr, Temperance, MI 48182

Property Summary

Property Type	Single Family Home
Lot Size	0.41 acres (17,860 sqft)
Owner	2 Individual Names on File
Tax Bill	$833 (2025)
Deeds & Mortgages	Jan 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-476-019-00`

Property Details

APN / Parcel Number

Primary APN	`02-476-019-00`

Exterior

Lot Area	17,860 sqft (0.41 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7494 BERNARD DR
City	TEMPERANCE
State	MI
Zip	48182-1551
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUPERVISOR'S PLAT OF PERRY'S SUBDIVISION NO 1 TOGETHER WITH OTHER LANDS LOT 83
Legal Subdivision	PERRYS SUB
Legal Lot Number	83
Jurisdiction	MONROE MI
Township / Civil Division	BEDFORD
Census Block Group	2
Census Block	2010
Census Tract	833800

Owner

Source: Monroe County records · APN 02-476-019-00

Assessment roll updated August 15, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	7494 BERNARD DR, TEMPERANCE, MI 48182-1551
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	7494 BERNARD DR, TEMPERANCE, MI 48182-1551
Transaction Type	Mortgage
Record Updated	Jul 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000421
Date	Jan 08, 2019
Instrument	2019R00421

Lender

Name	GLASS CITY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 25, 2033

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 15, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Bedford Township
Unified School District	Bedford Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$120,900 (+33.59%)	$241,800 (+33.59%)
2025	$833.00 (-54.05%) Homeowner's exemption
2023	$1,813.00 Homeowner's exemption	$90,500	$181,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (26115C), as of September 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261158338002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2006)
Most Recent Claim	Jun 2006 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
BCI Mississippi Broadband Cable · Fiber in parts of the area	1,000 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

Based on FCC filings for 78 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MI0004455, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MONROE SOUTH COUNTY serves 33,816 people
Water Source	Purchased surface water from CITY OF TOLEDO
Last State Inspection	Aug 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.