7490 Train Ln, Bozman, MD 21612 Property Records

Talbot County property record for 7490 Train Ln, Bozman, MD 21612 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,568 sqft · built 1990
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Individual Names on File
Last Sale	$555,000 (Oct 2017)
Tax Bill	$5,430 (2025)
Deeds & Mortgages	Oct 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`02-110334`

Property Details

APN / Parcel Number

Primary APN	`02-110334`
Alternative APNs	`2110334` `110334`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,568 sqft Total Area
Basement Area	200 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	108,900 sqft (2.5 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	156 sqft
Deck Area	336 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	110334
Street Address	7490 TRAIN LN
City	BOZMAN
State	MD
Zip	21612
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1-2.50 AC OFF BUSH NECK RD NR BOZMAN, PC 1-2B
Legal Subdivision	ANDERSON ROLAND H LAND
Legal Lot Number	1
Jurisdiction	TALBOT MD
Township / Civil Division	2, ST. MICHAELS
Census Block Group	1
Census Block	1015
Census Tract	960700

Owner

Source: Talbot County records · APN 02-110334

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	221 12TH ST NE, WASHINGTON, DC 20002-6315
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 13, 2017 · Amount on Record
Deed Sale	Oct 13, 2017 · Amount on Record
Prior Sale	May 05, 2008 · Amount on Record
Deed Document Number	20172486-308
Deed Book / Page	2486 / 308
Prior Transfer Date	Jun 26, 2007
Prior Transfer Doc	0015540064
Record Updated	Sep 20, 2026

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	TALBOT MD
Recording Date	Oct 13, 2017
Property Address	7490 TRAIN LN, BOZMAN, MD 21612
Document Number	0024860308
Book / Page	2486 / 308
Map Reference	CAB MAS1 PL2B
Instrument Date	Oct 10, 2017
Instrument	2486-308
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	THE ATLANTIC TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$7,825.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 12TH ST NE, WASHINGTON, DC 20002-6315

Mortgage

Document Number	2486314
Date	Oct 13, 2017
Instrument	2486-314

Lender

Name	PEOPLES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2047

Tax Assessment & Valuation

Source: Talbot County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Talbot County
Unified School District	Talbot County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$605,133 (+2.24%)	$631,600 (+6.71%) Land $362,400 Building $269,200
2025	$5,430.00 (+14.03%)	$591,900 (+6.32%) Land $331,600 Building $260,300	$591,900 (-) Land $331,600 Building $260,300
2023	$4,762.00	$556,700	$591,900 Land $331,600 Building $260,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Talbot County (24041C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240419607001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	5.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 176 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	176 in force 79 of 176 on primary residences
Nearby Flood Claims	67 (1996–2024)
Claims Outside the SFHA	13 of 67
Most Recent Claim	Feb 2024, other causes
Flood Events	Hurricane Isabel (Sep 2003), 56 claims

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 86% of Maryland
Wildfire Likelihood	About 1 in 1,351 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.