7490 Bridgewater Ln, Spring Hill, FL 34606 Property Records

Hernando County property record for 7490 Bridgewater Ln, Spring Hill, FL 34606

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,713 sqft · built 1998
Lot Size	0.181 acres (7,880 sqft)
Owner	2 Individual Names on File
Last Sale	$315,000 (Feb 2026)
Tax Bill	$1,885 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Dec 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R27-223-17-6620-0000-0340`

Property Details

APN / Parcel Number

Primary APN	`R27-223-17-6620-0000-0340`
Alternative APNs	`01318096` `1318096`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,713 sqft Living Area
Gross Area	2,273 sqft
1st Floor Area	1,713 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2003
Exterior Material	Combination
Construction Type	Concrete Block
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,880 sqft (0.181 acres)
Garage Type	Attached
Garage Area	420 sqft
Porch	Screened Porch
Porch Area	140 sqft
Patio Area	32 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	01318096
Street Address	7490 BRIDGEWATER LN
City	SPRING HILL
State	FL
Zip	34606-3780
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TIMBER PINES TR 62 LOT 34
Legal Range	17E
Legal Township	23S
Legal Section	27
Legal Subdivision	TIMBER PINES TR 62
Legal Tract	62
Legal Lot Number	34
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1001
Census Tract	41305

Owner

7490 Bridgewater Ln is owned and occupied by two individuals who bought it in February 2026.

Source: Hernando County records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3967 LOTUS DR, WATERFORD, MI 48329-1391
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 9, 2021	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Oct 3, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 19, 2026 · Amount on File
Deed Sale	Feb 19, 2026 · Amount on File
Prior Sale	Jul 16, 2001 · Amount on File
Deed Document Number	202610511
Deed Book / Page	4670 / 369
Prior Transfer Date	Dec 8, 2021
Prior Transfer Doc	0040970636
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Feb 19, 2026
Property Address	7490 BRIDGEWATER LN, SPRING HILL, FL 34606-3780
Document Number	0046700369
Book / Page	4670 / 369
Map Reference	MB 30 PG 24-26
Instrument Date	Feb 12, 2026
Instrument	2026010511
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	SOUTHERN EQUITY TITLE, SOUTHERN SECURITY TTL OF NAT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,205.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2447 COVINGTON AVE, SPRING HILL, FL 34608-4510

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3967 LOTUS DR, WATERFORD TOWNSHIP, MI 48329-1391

Mortgage

Document Number	0004670372
Date	Feb 19, 2026
Instrument	4670/372

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.45%
Type Change Date	Mar 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.4%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.4%

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HERNANDO FL
Recording Date	Dec 9, 2021
Property Address	7490 BRIDGEWATER LN, SPRING HILL, FL 34606-3780
Document Number	0040970636
Book / Page	4097 / 636
Map Reference	MB 30 PG 24-26
Instrument Date	Dec 8, 2021
Instrument	2021092907
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7490 BRIDGEWATER LN, SPRING HILL, FL 34606-3780

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Oct 3, 2019
Property Address	7490 BRIDGEWATER LN, SPRING HILL, FL 34606-3780
Document Number	0037571659
Book / Page	003757 / 001659
Instrument Date	Sep 27, 2019
Instrument	62047
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	2447 COVINGTON AVE SPRING HILL FL 346084510, SPRING HILL, FL 34608-4510

Tax Assessment & Valuation

The 2025 property tax bill for 7490 Bridgewater Ln was $1,885 with exemptions applied.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,885.00 Homeowner's exemption Widower's exemption	$129,066	$231,721 Land $34,436 Building $197,285
2023		$121,776 Land $121,776
2022	$1,172.00		$262,335 Land $34,436 Building $227,899

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7490 Bridgewater Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 39 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	2 (2012–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7490 Bridgewater Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Tillman Fiber.

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