Cleveland County property record for 749 Skinner Rd, Shelby, NC 28152
| Property Type | Single Family Home |
|---|---|
| Details | 1,428 sqft · built 1997 |
| Lot Size | 0.75 acres (32,670 sqft) |
| Owner | Individual Name on File |
| Last Sale | $290,000 (Nov 2023) |
| Tax Bill | $2,350 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage Nov 2023 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 51019 |
| Primary APN | 51019 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,428 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Material | Metal |
| Lot Area | 32,670 sqft (0.75 acres) |
| Garage Area | 497 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 426 sqft |
| Storage Building | 192 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1359915 |
|---|---|
| Street Address | 749 SKINNER RD |
| City | SHELBY |
| State | NC |
| Zip | 28152-0533 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | 0.75 LOT#7 PB20-9 |
| Legal Subdivision | HOMESTEAD |
| Legal Block | 1 |
| Legal Lot Number | 7 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 4 |
| Census Block | 4044 |
| Census Tract | 951400 |
749 Skinner Rd is owned and occupied by an individual who bought it in November 2023.
Source: Cleveland County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 749 SKINNER RD, SHELBY, NC 28152-0533 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 7, 2026 | Deed of Trust, Mortgage · FHA Mortgage MORTGAGE CONNECT |
| Nov 28, 2023 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 14, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Feb 13, 2023 | Intrafamily Transfer, Transfer |
| Apr 29, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jul 31, 2019 | Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 28, 2023 · Amount on File |
| Deed Sale | Nov 28, 2023 · Amount on File |
| Prior Sale | Jul 31, 2019 · Amount on File |
| Deed Document Number | 2023200094614 |
| Deed Book / Page | 1910 / 2843 |
| Prior Transfer Date | Jan 24, 2023 |
| Prior Transfer Doc | 0018920823 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Apr 7, 2026 |
| Property Address | 749 SKINNER RD, SHELBY, NC 28152-0533 |
| Document Number | 0200126664 |
| Book / Page | 1971 / 276 |
| Instrument Date | Dec 29, 2025 |
| Instrument | 2026200126664 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|---|
| Address | 749 SKINNER RD, SHELBY, NC 28152-0533 |
| Document Number | 0200126664, |
|---|---|
| Date | Apr 7, 2026 |
| Book Page | 1971/276 |
| Instrument | 2026200126664 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2056 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Nov 28, 2023 |
| Property Address | 749 SKINNER RD, SHELBY, NC 28152-0533 |
| Document Number | 0019102843 |
| Book / Page | 1910 / 2843 |
| Map Reference | MB 20 PG 9 |
| Instrument Date | Nov 27, 2023 |
| Instrument | 200094614 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2023 |
| Title Company | INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $580.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1442 ARLEE DR TRLR 17, 17, SHELBY, NC 28150-8211 |
| Name | Verified Name |
|---|---|
| Address | 749 SKINNER RD, SHELBY, NC 28152-0533 |
| Document Number | 0019102846 |
|---|---|
| Date | Nov 28, 2023 |
| Instrument | 1910/2846 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 749 SKINNER RD, SHELBY, NC 28152-0533 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2023 |
| Title Company | AMROCK INC, AMROCK |
| Name | Verified Name |
|---|---|
| Address | 749 SKINNER RD, SHELBY, NC 28152-0533 |
| Document Number | 0018921251 |
|---|---|
| Date | Feb 14, 2023 |
| Book Page | 1892/1251 |
| Instrument | 200083893 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Feb 13, 2023 |
| Property Address | 749 SKINNER RD, SHELBY, NC 28152-0533 |
| Document Number | 0018920823 |
| Book / Page | 1892 / 823 |
| Map Reference | MB 20 PG 9 |
| Instrument Date | Jan 24, 2023 |
| Instrument | 200083816 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 749 SKINNER RD, SHELBY, NC 28152-0533 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 749 SKINNER RD, SHELBY, NC 28152-0533 |
| Transaction Type | Mortgage |
| Record Updated | May 9, 2022 |
| Title Company | AMROCK INC, AMROCK |
| Name | Verified Name |
|---|
| Document Number | 0018711912 |
|---|---|
| Date | Apr 29, 2022 |
| Book Page | 1871/1912 |
| Instrument | 200072147 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Jul 31, 2019 |
| Property Address | 749 SKINNER RD, SHELBY, NC 28152-0533 |
| Document Number | 0017960001 |
| Book / Page | 001796 / 000001 |
| Instrument Date | Jul 31, 2019 |
| Instrument | 28877 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $350.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 749 SKINNER RD SHELBY NC 281520533, SHELBY, NC 28152-0533 |
| Document Number | 17960004 |
|---|---|
| Date | Jul 31, 2019 |
| Book Page | 001796/000004 |
| Instrument | 28878 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 30, 2049 |
The 2026 property tax bill for 749 Skinner Rd was $2,350, up 8.5% from the year before.
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Municipality | Boiling Springs Town |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,350.00 (+8.55%) | $244,686 (-) Land $24,843 Building $219,843 | $244,686 (-) Land $24,843 Building $219,843 |
| 2025 | $2,165.00 | $244,686 Land $24,843 Building $219,843 | $244,686 Land $24,843 Building $219,843 |
| 2023 | $148,666 Land $18,750 Building $129,916 | $148,666 Land $18,750 Building $129,916 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 749 Skinner Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 749 Skinner Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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