Greenup County property record for 749 Rockgate Rd, Flatwoods, KY 41139
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 3 ba · 2,288 sqft · built 1977 |
| Lot Size | 41 acres (1,785,960 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,763 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Jul 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 178-00-00-071.00 |
| Primary APN | 178-00-00-071.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,288 sqft Living Area |
| Family Room | Family Room |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Split Foyer |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 1,785,960 sqft (41 acres) |
| Garage Type | Mixed |
| Garage Area | 780 sqft |
| Driveway | Asphalt Driveway |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Deck Area | 780 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Account Number | 34453 |
|---|---|
| Street Address | 749 ROCKGATE RD |
| City | FLATWOODS |
| State | KY |
| Zip | 41139-9088 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | INDIAN RUN 38 AC M/L |
| Legal Subdivision | INDIAN RUN RD |
| Jurisdiction | GREENUP KY |
| Township / Civil Division | FLATWOODS-RUSSELL |
| Census Block Group | 5 |
| Census Block | 5013 |
| Census Tract | 40100 |
749 Rockgate Rd, a rural home, is owned and occupied by two individuals who acquired it in July 2024.
Source: Greenup County records, as of March 31, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 749 ROCKGATE RD, FLATWOODS, KY 41139-9088 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 18, 2026 | Deed of Trust, Mortgage · FHA Mortgage LENDING FORCE LLC |
| Jul 18, 2024 | Intrafamily Transfer, Transfer · FHA Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 18, 2024 |
| Deed Sale | Jul 18, 2024 |
| Deed Document Number | 2024637442 |
| Deed Book / Page | 678 / 257 |
| Prior Transfer Date | Jul 5, 2024 |
| Prior Transfer Doc | 0000637442 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENUP KY |
| Property Address | 749 ROCKGATE RD, FLATWOODS, KY 41139-9088 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Title Company | UNLS |
| Name | Verified Name |
|---|---|
| Address | 749 ROCKGATE RD, FLATWOODS, KY 41139-9088 |
| Document Number | 0000688040 |
|---|---|
| Date | Mar 18, 2026 |
| Book Page | M1108/31 |
| Instrument | 688040 |
| Name | LENDING FORCE LLC |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48084 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2056 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GREENUP KY |
| Recording Date | Jul 18, 2024 |
| Property Address | 749 ROCKGATE RD, FLATWOODS, KY 41139-9088 |
| Document Number | 0000637442 |
| Book / Page | D678 / 257 |
| Instrument Date | Jul 5, 2024 |
| Instrument | 637442 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 749 ROCKGATE RD, FLATWOODS, KY 41139-9088 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 749 ROCKGATE RD, FLATWOODS, KY 41139-9088 |
| Document Number | 0000637450 |
|---|---|
| Date | Jul 18, 2024 |
| Instrument | 637450 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2054 |
The 2025 property tax bill for 749 Rockgate Rd was $2,763 with a homeowner's exemption.
Source: Greenup County assessment roll, as of October 23, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Greenup County |
| Unified School District | Russell Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,763.00 Homeowner's exemption | $258,000 Land $78,000 Building $180,000 | $258,000 Land $78,000 Building $180,000 |
| 2023 | $2,086.00 | $151,400 Land $35,000 Building $116,400 | $151,400 Land $35,000 Building $116,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 749 Rockgate Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 29, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 13 (2000–2025) |
| Claims Outside the SFHA | 13 of 13 |
| Most Recent Claim | Sep 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 749 Rockgate Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 68% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RUSSELL WATER COMPANY private · serves 5,181 people · EPA ID KY0450376 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2024 Haloacetic acids resolved · Jul 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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