749 Ridgewood Rd, Key Biscayne, FL 33149 Property Records

Miami-Dade County property record for 749 Ridgewood Rd, Key Biscayne, FL 33149

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,314 sqft · built 1951
Lot Size	0.176 acres (7,666 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,500,000 (Jul 2023)
Tax Bill	$37,461 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`24-5205-001-2540`

Property Details

APN / Parcel Number

Primary APN	`24-5205-001-2540`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,304 sqft Living Area
Gross Area	3,060 sqft
1st Floor Area	2,304 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1999
Exterior Material	Concrete Block/Hollow Tile/Frame
Construction Type	Concrete Block
Lot Area	7,666 sqft (0.176 acres)
Lot Dimensions	100 ft deep x 76.7 ft wide
Pool Type	Pool with Hot Tub/Spa
Pool Area	32 sqft
Patio Area	118 sqft

Location & Zoning

Street Address	749 RIDGEWOOD RD
City	KEY BISCAYNE
State	FL
Zip	33149-2423
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0100
Legal Description	BISCAYNE KEY ESTS PB 50-61 LOT 13BLK 15 LOT SIZE 76.660 X 100 OR 18460-4902 0199 1
Legal Range	42E
Legal Township	55S
Legal Section	05
Legal Subdivision	BISCAYNE KEY ESTS
Legal Block	15
Legal Lot Number	13
Jurisdiction	DADE FL
Township / Civil Division	KEY BISCAYNE
Census Block Group	3
Census Block	3021
Census Tract	4602

Owner

Source: Miami-Dade County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	749 RIDGEWOOD RD, KEY BISCAYNE, FL 33149-2423
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2023	Warranty Deed, Transfer · Conventional Mortgage A&D MORTGAGE LLC
Nov 16, 2017	Warranty Deed, Transfer QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2023 · Amount on Record
Deed Sale	Jul 19, 2023 · Amount on Record
Prior Sale	Nov 16, 2017 · Amount on Record
Deed Document Number	2023499909
Deed Book / Page	33800 / 3063
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Jul 19, 2023
Property Address	749 RIDGEWOOD RD, KEY BISCAYNE, FL 33149-2423
Document Number	0000499909
Book / Page	33800 / 3063
Map Reference	MB 50 PG 61
Instrument Date	Jun 5, 2023
Instrument	2023R0499909
Transaction Type	Transfer
Record Updated	Aug 10, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$15,000.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12338 N 136TH PL, SCOTTSDALE, AZ 85259-2311

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	749 RIDGEWOOD RD, KEY BISCAYNE, FL 33149-2423

Mortgage

Document Number	0000003065
Date	Jul 19, 2023
Instrument	33800/3065

Lender

Name	A&D MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Nov 16, 2017
Property Address	749 RIDGEWOOD RD, KEY BISCAYNE, FL 33149-2423
Document Number	0000647236
Book / Page	030759 / 000745
Instrument Date	Nov 13, 2017
Instrument	647236
Transaction Type	Transfer
Record Updated	Nov 27, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,470.00
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	749 RIDGEWOOD RD KEY BISCAYNE FL 331492423, KEY BISCAYNE, FL 33149-2423

Mortgage

Document Number	647237
Date	Nov 16, 2017
Book Page	030759/000747
Instrument	647237

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 15, 2047

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Municipality	Key Biscayne Village
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$37,461.00 (+9.79%)	$2,300,321 (+78.4%)	$2,340,983 (+11.81%) Land $1,993,160 Building $347,823
2024	$34,121.00 (+60.21%)
2023	$21,298.00 (+4.44%) Homeowner's exemption	$1,289,438 (+3%)	$2,093,652 (+24.18%) Land $1,763,180 Building $330,472
2022	$20,393.00 Homeowner's exemption	$1,251,882	$1,685,974 Land $1,353,049 Building $332,925

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 489 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	548 units insured incl. 59 condo units
Nearby Flood Claims	790 (1979–2021)
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 69 claims Hurricane Katrina, Aug 2005 · 44 claims Hurricane Andrew, Aug 1992 · 565 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Blue Stream.

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