Hamilton County property record for 749 Pan Gap Rd, Chattanooga, TN 37419
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 3,592 sqft · built 2018 |
| Lot Size | 2.07 acres (90,605 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $2,000 (Mar 2018) |
| Tax Bill | $2,313 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 134 010.01 |
| Primary APN | 134 010.01 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,592 sqft Living Area |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 90,605 sqft (2.07 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000148478 |
|---|---|
| Old Parcel Number | 134 010.01 |
| Street Address | 749 PAN GAP RD |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37419-1211 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 1 BRANDON ACRES SUB PB 68 PG 3 REV 111-44 OUT OF 134-3 FOR 2002 |
| Legal Subdivision | BRANDON ACRES ACRES |
| Legal Lot Number | 1 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 12100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
749 Pan Gap Rd is owned and occupied by two individuals who bought it in March 2018.
Source: Hamilton County records, as of December 31, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 749 PAN GAP RD, CHATTANOOGA, TN 37419-1211 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NATIONS LENDING CORP |
| Mar 26, 2020 | Deed of Trust, Mortgage NATIONS LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 16, 2018 · Amount on File |
| Deed Sale | Mar 16, 2018 · Amount on File |
| Deed Document Number | 0011297100 |
| Deed Book / Page | 11008 / 807 |
| Prior Transfer Date | Mar 27, 2017 |
| Prior Transfer Doc | 2017032700327 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 749 PAN GAP RD, CHATTANOOGA, TN 37419-1211 |
| Transaction Type | Mortgage |
| Record Updated | Jan 1, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000000162 |
|---|---|
| Date | Dec 21, 2021 |
| Book Page | 12781/192 |
| Instrument | 2021122100162 |
| Name | NATIONS LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | INDEPENDENCE, OH 44131 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 749 PAN GAP RD, CHATTANOOGA, TN 37419-1211 |
| Document Number | 0403000014 |
| Instrument Date | Mar 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Address | 749 PAN GAP RD CHATTANOOGA TN 374191211, CHATTANOOGA, TN 37419-1211 |
| Document Number | 0403000014 |
|---|---|
| Date | Apr 3, 2020 |
| Book Page | 011958/000864 |
| Instrument | 200403000014 |
| Name | NATIONS LNDG |
|---|---|
| Address | INDEPENDENCE, OH 44131 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Apr 2, 2050 |
The 2025 property tax bill for 749 Pan Gap Rd was $2,313.
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,313.00 | $152,625 | $610,500 Land $67,900 Building $542,600 |
| 2023 | $2,588.00 | $115,675 (-) | $462,700 (-) Land $78,700 Building $384,000 |
| 2022 | $2,588.00 | $115,675 | $462,700 Land $78,700 Building $384,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 749 Pan Gap Rd in Zone X, an area of minimal flood risk, though there have been 21 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 21 (1982–2020) |
| Claims Outside the SFHA | 7 of 21 |
| Most Recent Claim | Apr 2020 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 749 Pan Gap Rd is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · above 79% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
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