749 Merit Dr, San Marcos, CA 92078 Property Records

San Diego County property record for 749 Merit Dr, San Marcos, CA 92078

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,458 sqft · built 2020
Lot Size	0.74 acres (3,246 sqft)
Owner	2 Individual Names on File
Last Sale	$742,000 (Apr 2020)
Tax Bill	$12,057 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`222-174-07-00`

Property Details

APN / Parcel Number

Primary APN	`222-174-07-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,458 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	3,246 sqft (0.74 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	749 MERIT DR
City	SAN MARCOS
State	CA
Zip	92078-1405
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPA
Legal Description	LOT 11 TR 016159
Legal Subdivision	RANCHO CORONADO VILLAGE M 15-0
Legal Tract	016159
Legal Block	4
Legal Lot Number	11
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	4
Census Block	4000
Census Tract	20044

Owner

749 Merit Dr is owned and occupied by two individuals who bought it in April 2020.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	749 MERIT DR, SAN MARCOS, CA 92078-1405
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Aug 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Aug 12, 2020	Deed of Trust, Mortgage · Conventional with PMI DOLAN GADDI LNDG
Apr 15, 2020	Grant Deed, Subdivision Related Transfer · Conventional with PMI LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2020 · Amount on File
Deed Sale	Apr 15, 2020 · Amount on File
Deed Document Number	2020191129
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	749 MERIT DR, SAN MARCOS, CA 92078-1405
Transaction Type	Mortgage
Record Updated	Mar 4, 2022
Title Company	NAVY FEDERAL TITLE/CALIFORNIA, NAVY FEDERAL TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	749 MERIT DR, SAN MARCOS, CA 92078-1405

Mortgage

Document Number	0000085881
Date	Feb 25, 2022
Instrument	2022-0085881

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	749 MERIT DR, SAN MARCOS, CA 92078-1405
Transaction Type	Mortgage
Record Updated	Aug 24, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	749 MERIT DR, SAN MARCOS, CA 92078-1405

Mortgage

Document Number	0000549384
Date	Aug 2, 2021
Instrument	2021-0549384

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jul 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	749 MERIT DR, SAN MARCOS, CA 92078-1405
Document Number	0000462558
Instrument Date	Aug 12, 2020
Transaction Type	Mortgage
Record Updated	Aug 26, 2020
Title Company	CHICAGO TITLE COMPANY-SD, CHICAGO TITLE CO-SD

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	749 MERIT DR SAN MARCOS CA 920781405, SAN MARCOS, CA 92078-1405

Mortgage

Document Number	0000462558
Date	Aug 17, 2020
Instrument	462558

Lender

Name	DOLAN GADDI LNDG
Address	CARLSBAD, CA 92011

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 16, 2050

April 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 15, 2020
Property Address	749 MERIT DR, SAN MARCOS, CA 92078-1405
Document Number	0000191129
Instrument Date	Apr 14, 2020
Instrument	191129
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 29, 2020
Title Company	FIRST AMERICAN TITLE HSD, FIRST AMERICAN TITLE CO-HSD

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$816.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	749 MERIT DR SAN MARCOS CA 920781405, SAN MARCOS, CA 92078-1405

Mortgage

Document Number	191130
Date	Apr 15, 2020
Instrument	191130

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 14, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 749 Merit Dr was $12,057.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Marcos City
Unified School District	San Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$827,709 (+2%) Land $356,964 Building $470,745
2025	$12,057.00	$811,480 Land $349,965 Building $461,515
2023	$11,250.00 (+2.11%)	$779,971 Land $336,376 Building $443,595
2022	$11,017.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 749 Merit Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 749 Merit Dr is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 74% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLECITOS WD serves 114,700 people · EPA ID CA3710002
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Spectrum Cable	1,000 / 50
San Diego Broadband Fixed Wireless	500 / 100

May also be available: Verizon.

Nearby Properties on Merit Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures