749 Excelsior Ln, Waterloo, IA 50701 Property Records

Black Hawk County property record for 749 Excelsior Ln, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,216 sqft · built 1979
Lot Size	0.271 acres (11,790 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,812 (2025)
Deeds & Mortgages	Jul 2021 Line of Credit Aug 2011 Line of Credit + 8 more
Flood Zone	Zone X (minimal risk)
APN	`8813-04-378-015`

Property Details

APN / Parcel Number

Primary APN	`8813-04-378-015`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,216 sqft Living Area
1st Floor Area	920 sqft
Basement Area	1,116 sqft
Finished Basement	900 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,790 sqft (0.271 acres)
Lot Dimensions	131 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	100 sqft
Deck Area	180 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	749 EXCELSIOR LN
City	WATERLOO
State	IA
Zip	50701-4911
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRAIRIE MEADOW WEST FIFTH ADD LOT 94
Legal Range	13W
Legal Township	88N
Legal Section	04
Legal Subdivision	PRAIRIE MEADOW WEST FIFTH ADD
Legal Lot Number	94
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2016
Census Tract	1302

Owner

749 Excelsior Ln is owned and occupied by two individuals who acquired it in May 2026.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	749 EXCELSIOR LN, WATERLOO, IA 50701-4911
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Aug 23, 2011	Deed of Trust, Mortgage · Line of Credit U S BANK NA ND
Feb 24, 2006	Deed of Trust, Mortgage · Line of Credit US BANK NA ND
Jul 21, 2009	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jun 29, 2011	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Mar 14, 2013	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA ND
Jun 14, 2016	Deed of Trust, Mortgage · Line of Credit US BANK NA
Feb 10, 2006	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
May 5, 2026	Affidavit, Transfer
Mar 17, 2026	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 4, 2026
Transfer Doc	0000006466
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	749 EXCELSIOR LN, WATERLOO, IA 50701-4911
Transaction Type	Mortgage
Record Updated	May 14, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	749 EXCELSIOR LN, WATERLOO, IA 50701-4911

Mortgage

Document Number	202200001819
Date	Jul 23, 2021
Instrument	202200001819

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jun 25, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	749 EXCELSIOR LN, WATERLOO, IA 50701-4911
Transaction Type	Mortgage
Record Updated	May 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2012003311
Date	Aug 23, 2011
Instrument	2012003311

Lender

Name	U S BANK NA ND
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 5, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	749 EXCELSIOR LN, WATERLOO, IA 50701-4911
Transaction Type	Mortgage
Record Updated	May 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2006020605
Date	Feb 24, 2006
Instrument	2006020605

Lender

Name	US BANK NA ND
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	749 EXCELSIOR LN, WATERLOO, IA 50701-4911
Transaction Type	Mortgage
Record Updated	May 14, 2026
Title Company	TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2010001576
Date	Jul 21, 2009
Instrument	2010001576

Lender

Name	US BANK NA
Type	Bank
Address	15984

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2024

June 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	749 EXCELSIOR LN, WATERLOO, IA 50701-4911
Transaction Type	Mortgage
Record Updated	May 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2011024429
Date	Jun 29, 2011
Instrument	2011024429

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2026

March 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	749 EXCELSIOR LN, WATERLOO, IA 50701-4911
Transaction Type	Mortgage
Record Updated	May 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2013019041
Date	Mar 14, 2013
Instrument	2013019041

Lender

Name	US BANK NA ND
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 3, 2028

June 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	749 EXCELSIOR LN, WATERLOO, IA 50701-4911
Transaction Type	Mortgage
Record Updated	May 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201600021408
Date	Jun 14, 2016
Instrument	2016-00021408

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	May 20, 2046

February 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	749 EXCELSIOR LN, WATERLOO, IA 50701-4911
Transaction Type	Mortgage
Record Updated	May 14, 2026
Title Company	TITLE SERVICES CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2006019645
Date	Feb 10, 2006
Instrument	2006019645

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 1, 2021

May 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	BLACK HAWK IA
Recording Date	May 5, 2026
Property Address	749 EXCELSIOR LN, WATERLOO, IA 50701-4911
Document Number	0000006466
Instrument Date	May 4, 2026
Instrument	20266466
Transaction Type	Transfer
Record Updated	Aug 28, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	749 EXCELSIOR LN, WATERLOO, IA 50701-4911

March 2026: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	BLACK HAWK IA
Recording Date	Mar 17, 2026
Property Address	749 EXCELSIOR LN, WATERLOO, IA 50701-4911
Document Number	0202603440
Instrument Date	Mar 17, 2026
Instrument	2026-03440
Transaction Type	Transfer
Record Updated	May 14, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	749 EXCELSIOR LN, WATERLOO, IA 50701-4911

Tax Assessment & Valuation

The 2025 property tax bill for 749 Excelsior Ln was $6,812 with a homeowner's exemption, up 8.5% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,812.00 (+8.47%) Homeowner's exemption	$359,270 Land $35,280 Building $323,990	$359,270 Land $35,280 Building $323,990
2024	$6,280.00
2023		$313,400 (+20.54%) Land $35,280 Building $278,120	$313,400 Land $35,280 Building $278,120
2022	$5,516.00 Homeowner's exemption	$260,000 Land $35,280 Building $224,720
2021			$260,000 Land $35,280 Building $224,720

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 749 Excelsior Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2010–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 749 Excelsior Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink.

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