Lyon County property record for 749 E St, Fernley, NV 89408
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,426 sqft · built 1978 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $340,000 (Feb 2026) |
| Tax Bill | $997 (2026) |
| Deeds & Mortgages | Feb 2021 Mortgage Jun 2026 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 020-234-03 |
| Primary APN | 020-234-03 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,426 sqft Living Area |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Lot Area | 7,841 sqft (0.18 acres) |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 749 E ST |
|---|---|
| City | FERNLEY |
| State | NV |
| Zip | 89408-8570 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF6 |
| Legal Description | 13-20-24 FR W2 NE4 |
| Legal Subdivision | GOOD EARTH |
| Legal Block | 4 |
| Legal Lot Number | 5 |
| Jurisdiction | LYON NV |
| Township / Civil Division | FERNLEY |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 960104 |
Source: Lyon County records · APN 020-234-03
Assessment roll updated August 18, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 749 E ST, FERNLEY, NV 89408-8570 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC |
| Jun 12, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NEVADA STATE HOUSING DIVISION |
| Feb 27, 2026 | Bargain and Sale Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Feb 27, 2026 | Bargain and Sale Deed, Transfer MAGNUS TITLE AGENCY, MAGNUS TITLE AGCY OF NV LLC |
| Oct 29, 2019 | Bargain and Sale Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 27, 2026 · Amount on Record |
| Deed Sale | Feb 27, 2026 · Amount on Record |
| Prior Sale | Oct 29, 2019 · Amount on Record |
| Deed Document Number | 2026704941 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYON NV |
| Property Address | 749 E ST, FERNLEY, NV 89408-8570 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Title Company | ETRCO |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000631429 |
|---|---|
| Date | Feb 22, 2021 |
| Instrument | 631429 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SACRAMENTO, CA 95815 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYON NV |
| Recording Date | Jun 12, 2026 |
| Property Address | 749 E ST, FERNLEY, NV 89408-8570 |
| Document Number | 0000709357 |
| Instrument Date | Feb 26, 2026 |
| Instrument | 2026709357 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | MAGNUS TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 749 E ST, FERNLEY, NV 89408-8570 |
| Document Number | 0000709357, |
|---|---|
| Date | Jun 12, 2026 |
| Instrument | 2026709357 |
| Name | NEVADA STATE HOUSING DIVISION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate | 6.1% |
|---|---|
| Max Rate | -1% |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | LYON NV |
| Recording Date | Feb 27, 2026 |
| Property Address | 749 E ST, FERNLEY, NV 89408-8570 |
| Document Number | 0000704941 |
| Map Reference | DOC 39558 |
| Instrument Date | Feb 20, 2026 |
| Instrument | 704941 |
| Transaction Type | Transfer |
| Record Updated | Mar 16, 2026 |
| Title Company | MAGNUS TITLE AGCY OF NV LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,326.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 749 E ST, FERNLEY, NV 89408-8570 |
| Document Number | 0000704942 |
|---|---|
| Date | Feb 27, 2026 |
| Instrument | 704942 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2056 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | LYON NV |
| Recording Date | Feb 27, 2026 |
| Property Address | 749 E ST, FERNLEY, NV 89408-8570 |
| Document Number | 0000704941 |
| Map Reference | DOC 39558 |
| Instrument Date | Feb 20, 2026 |
| Instrument | 704941 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2026 |
| Title Company | MAGNUS TITLE AGENCY, MAGNUS TITLE AGCY OF NV LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,326.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 749 E ST, FERNLEY, NV 89408-8570 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | LYON NV |
| Recording Date | Oct 29, 2019 |
| Property Address | 749 E ST, FERNLEY, NV 89408-8570 |
| Document Number | 0000604815 |
| Map Reference | DOC 39558 |
| Instrument Date | Sep 24, 2019 |
| Instrument | 604815 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2021 |
| Title Company | ETRCO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $897.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2300 DICKERSON RD APT 6, 2300, RENO, NV 89503-4909 |
| Name | Verified Name |
|---|---|
| Address | 749 E ST, FERNLEY, NV 89408-8570 |
| Document Number | 0000604816 |
|---|---|
| Date | Oct 29, 2019 |
| Instrument | 604816 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2049 |
Source: Lyon County records · Assessment roll updated August 18, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Lyon County |
| Municipality | Fernley City |
| Unified School District | Lyon County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $997.00 (+8.02%) | $87,658 (+9.76%) Land $66,500 Building $21,158 | $250,451 (+9.76%) Land $190,000 Building $60,451 |
| 2025 | $923.00 (-28.28%) | $79,863 (+0.15%) Land $57,750 Building $22,113 | $228,179 (+0.15%) Land $165,000 Building $63,179 |
| 2023 | $1,287.00 (+3.87%) | $79,744 (+1.34%) Land $57,750 Building $21,994 | $227,840 (+1.34%) Land $165,000 Building $62,840 |
| 2022 | $1,239.00 | $78,688 Land $57,750 Building $20,938 | $224,823 Land $165,000 Building $59,823 |
Source: FEMA National Flood Hazard Layer as of April 12, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Nevada |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Wi-Fiber Fixed Wireless | 200 / 30 |
| ATN International Fixed Wireless | 100 / 25 |
May also be available: AT&T.
Based on FCC filings for 622 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | FERNLEY PUBLIC WORKS serves 23,064 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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