749 Downing Cir, Davenport, FL 33897 Property Records

Polk County property record for 749 Downing Cir, Davenport, FL 33897

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,921 sqft · built 1997
Lot Size	0.135 acres (5,898 sqft)
Owner	2 Individual Names on File
Last Sale	$76,600 (Sep 2018)
Tax Bill	$2,047 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Apr 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`26-25-12-999976-002230`

Property Details

APN / Parcel Number

Primary APN	`26-25-12-999976-002230`
Alternative APNs	`262512488057002230` `122526999976002230` `22526000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,921 sqft Living Area
Gross Area	2,320 sqft
1st Floor Area	1,921 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	5,898 sqft (0.135 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	399 sqft

Exterior Amenities

Pool Type	Enclosed Pool
Pool Area	288 sqft
Porch	Unfinished Open Porch
Porch Area	35 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	749 DOWNING CIR
City	DAVENPORT
State	FL
Zip	33897-8528
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE DAVENPORT ESTATES WEST PHASE TWO PB 101 PGS 28 & 29 LOT 223
Legal Range	26E
Legal Township	25S
Legal Section	12
Legal Subdivision	LAKE DAVENPORT ESTATES WEST PHASE TWO
Legal Phase	2
Legal Tract	999976
Legal Block	1
Legal Lot Number	223
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	1
Census Block	1000
Census Tract	12415

Owner

749 Downing Cir is owned and occupied by two individuals who bought it in September 2018.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	749 DOWNING CIR, DAVENPORT, FL 33897-8528
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2022	Deed of Trust, Mortgage · VA Mortgage SUN WEST MORTGAGE COMPANY INC
Apr 22, 2021	Deed of Trust, Mortgage · VA Mortgage MAGNOLIA BANK
Apr 15, 2020	Deed of Trust, Mortgage · VA Mortgage NEW DAY FIN'L
Jun 3, 2019	Deed of Trust, Mortgage · VA Mortgage FEDERAL SVGS BK
Sep 25, 2018	Quit Claim Deed, Transfer · VA Mortgage FEDERAL SVGS BK
Dec 19, 2017	Deed of Trust, Mortgage · VA Mortgage NEW DAY FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2018 · Amount on File
Deed Sale	Sep 25, 2018 · Amount on File
Prior Sale	Jan 25, 2013 · Amount on File
Deed Document Number	2018203289
Deed Book / Page	10622 / 1892
Prior Transfer Date	Sep 17, 2018
Prior Transfer Doc	0000203289
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	749 DOWNING CIR, DAVENPORT, FL 33897-8528
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	749 DOWNING CIR, DAVENPORT, FL 33897-8528

Mortgage

Document Number	0000219306
Date	Aug 11, 2022
Book Page	12376/1932
Instrument	2022219306

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	BUENA PARK, CA 90620

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	749 DOWNING CIR, DAVENPORT, FL 33897-8528
Transaction Type	Mortgage
Record Updated	May 6, 2021
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	749 DOWNING CIR, DAVENPORT, FL 33897-8528

Mortgage

Document Number	0000103434
Date	Apr 22, 2021
Book Page	11681/1084
Instrument	2021103434

Lender

Name	MAGNOLIA BANK
Type	Bank
Address	HODGENVILLE, KY 42748

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Mar 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	749 DOWNING CIR, DAVENPORT, FL 33897-8528
Document Number	0112121557
Instrument Date	Apr 15, 2020
Transaction Type	Mortgage
Record Updated	May 15, 2020
Title Company	WFG NATIONAL TITLE INSURANCE, WFG NAT'L TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	749 DOWNING CIR DAVENPORT FL 338978528, DAVENPORT, FL 33897-8528

Mortgage

Document Number	0112121557
Date	Apr 21, 2020
Book Page	011212/001557
Instrument	83242

Lender

Name	NEW DAY FIN'L
Type	Funding / Finance Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 20, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	749 DOWNING CIR, DAVENPORT, FL 33897-8528
Document Number	0108701362
Instrument Date	Jun 3, 2019
Transaction Type	Mortgage
Record Updated	Jun 27, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	749 DOWNING CIR DAVENPORT FL 338978528, DAVENPORT, FL 33897-8528

Mortgage

Document Number	0108701362
Date	Jun 11, 2019
Book Page	010870/001362
Instrument	120245

Lender

Name	FEDERAL SVGS BK
Type	Federal Savings Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 10, 2049

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK FL
Recording Date	Sep 25, 2018
Property Address	749 DOWNING CIR, DAVENPORT, FL 33897-8528
Document Number	0106221892
Book / Page	010622 / 001892
Instrument Date	Sep 17, 2018
Instrument	203289
Transaction Type	Transfer
Record Updated	Oct 9, 2018
Title Company	AMROCK TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$536.20
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	749 DOWNING CIR DAVENPORT FL 338978528, DAVENPORT, FL 33897-8528

Mortgage

Document Number	106221894
Date	Sep 25, 2018
Book Page	010622/001894
Instrument	203290

Lender

Name	FEDERAL SVGS BK
Type	Federal Savings Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 24, 2048

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	749 DOWNING CIR, DAVENPORT, FL 33897-8528
Document Number	0103540644
Book / Page	010354 / 000644
Instrument Date	Dec 19, 2017
Transaction Type	Mortgage
Record Updated	Jan 19, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	749 DOWNING CIR DAVENPORT FL 338978528, DAVENPORT, FL 33897-8528

Mortgage

Document Number	0103540644
Date	Dec 29, 2017
Book Page	010354/000644
Instrument	250400

Lender

Name	NEW DAY FIN'L
Type	Funding / Finance Company
Address	MILTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 28, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 749 Downing Cir was $2,047 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$203,947 (+2.7%)	$305,165 (-2.66%) Land $50,000 Building $255,165
2025	$2,047.00 Homeowner's exemption	$198,585	$313,517 Land $50,000 Building $263,517
2023	$2,473.00 (+3.69%) Homeowner's exemption	$187,367 (+3%)	$304,966 (+16.78%) Land $48,000 Building $256,966
2022	$2,385.00 Homeowner's exemption	$181,910	$261,136 Land $40,000 Building $221,136

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 749 Downing Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 749 Downing Cir is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications, Xfinity.

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