749 Diamond Pointe Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 749 Diamond Pointe Ct, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,942 sqft · built 1998
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Sep 2017)
Tax Bill	$4,092 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Apr 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`A982001449`

Property Details

APN / Parcel Number

Primary APN	`A982001449`
Alternative APN	`2-0051-7855-00-0011.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,942 sqft Living Area
Gross Area	3,279 sqft
1st Floor Area	1,177 sqft
Basement Area	837 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	11,326 sqft (0.26 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	45 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A982001449
Street Address	749 DIAMOND POINTE CT
City	O FALLON
State	MO
Zip	63366-7900
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE9
Legal Description	DIAMOND POINTE #1 LOT 11
Legal Subdivision	DIAMOND PT #1
Legal Lot Number	11
Jurisdiction	ST CHARLES MO
Township / Civil Division	O'FALLON
Census Block Group	4
Census Block	4000
Census Tract	311602

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	749 DIAMOND POINTE CT, O FALLON, MO 63366-7900
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2025	Deed of Trust, Mortgage · Line of Credit WEST COMMUNITY CU
Apr 28, 2023	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU
Sep 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage GERSHMAN INVESTMENT CORP
Sep 1, 2017	Warranty Deed, Transfer · Conventional Mortgage GERSHMAN INVESTMENT CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2017 · Amount on Record
Deed Sale	Sep 1, 2017 · Amount on Record
Prior Sale	Jun 12, 2006 · Amount on Record
Deed Document Number	2017554540
Deed Book / Page	6801 / 1075
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	749 DIAMOND POINTE CT, O FALLON, MO 63366-7900
Transaction Type	Mortgage
Record Updated	Nov 21, 2025
Title Company	INVESTORS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	749 DIAMOND POINTE CT, O FALLON, MO 63366-7900

Mortgage

Document Number	0000050353
Date	Nov 10, 2025
Instrument	2025R-050353

Lender

Name	WEST COMMUNITY CU
Type	Credit Union
Address	O FALLON, MO 63368

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	749 DIAMOND POINTE CT, O FALLON, MO 63366-7900
Transaction Type	Mortgage
Record Updated	May 15, 2023
Title Company	CLEAR TITLE GROUP LLC, CLEAR TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	749 DIAMOND POINTE CT, O FALLON, MO 63366-7900

Mortgage

Document Number	0000015986
Date	Apr 28, 2023
Instrument	2023R-015986

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Mar 1, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	749 DIAMOND POINTE CT, O FALLON, MO 63366-7900
Transaction Type	Mortgage
Record Updated	Oct 4, 2022
Title Company	INVESTORS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	749 DIAMOND POINTE CT, O FALLON, MO 63366-7900

Mortgage

Document Number	0000066381
Date	Sep 9, 2020
Instrument	2020R-066381

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 1, 2017
Property Address	749 DIAMOND POINTE CT, O FALLON, MO 63366-7900
Document Number	0000554540
Book / Page	6801 / 1075
Map Reference	MB 34 PG 290&291
Instrument Date	Aug 31, 2017
Instrument	20170901000554540
Transaction Type	Transfer
Record Updated	Oct 4, 2022
Title Company	ADVANTAGE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	222 COUNTRYSHIRE DR, 222, LAKE SAINT LOUIS, MO 63367-5822

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	749 DIAMOND POINTE CT, O FALLON, MO 63366-7900

Mortgage

Document Number	0000554550
Date	Sep 1, 2017
Instrument	20170901000554550

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$63,721 (-)	$335,376 (-) Land $60,000 Building $275,376
2025	$4,092.00	$63,721 (+11.64%)	$335,376 (+11.64%) Land $60,000 Building $275,376
2023		$57,075
2022			$300,397 Land $50,000 Building $250,397

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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