749 Central St, Oshkosh, WI 54901 Property Records

Winnebago County property record for 749 Central St, Oshkosh, WI 54901

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,793 sqft · built 1920
Lot Size	0.134 acres (5,814 sqft)
Owner	Individual Name on File
Last Sale	$84,000 (Mar 2024)
Tax Bill	$2,921 (2024)
Deeds & Mortgages	Oct 2025 Mortgage Mar 2024 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`10-04750000`

Property Details

APN / Parcel Number

Primary APN	`10-04750000`
Alternative APN	`910-04750000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,793 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Aluminum/Vinyl
Lot Area	5,814 sqft (0.134 acres)
Lot Dimensions	102 ft deep x 57 ft wide
Garage Type	Detached
Garage Area	400 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	910-04750000
Street Address	749 CENTRAL ST
City	OSHKOSH
State	WI
Zip	54901-4401
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 8 BLK 73 GOTT READ & EIGHMES ADDN
Legal Subdivision	BLK 73 GOTT READ & EIGHMES ADDN
Legal Block	73
Legal Lot Number	8
Jurisdiction	WINNEBAGO WI
Township / Civil Division	OSHKOSH
Census Block Group	4
Census Block	4002
Census Tract	502

Owner

749 Central St is owned by an individual who bought it in March 2024.

Source: Winnebago County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	1300 VALLEY RD, OSHKOSH, WI 54904-7109
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2025	Deed of Trust, Mortgage WEST POINTE BANK
Mar 22, 2024	Warranty Deed, Transfer · Line of Credit WEST POINTE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 22, 2024 · Amount on File
Deed Sale	Mar 22, 2024 · Amount on File
Prior Sale	Jun 3, 2008 · Amount on File
Deed Document Number	20241919766
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO WI
Property Address	749 CENTRAL ST, OSHKOSH, WI 54901-4401
Transaction Type	Mortgage
Record Updated	Nov 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001954567
Date	Oct 16, 2025
Instrument	1954567

Lender

Name	WEST POINTE BANK
Type	Bank
Address	OSHKOSH, WI 54903

Agreement

Amount	Amount on Record
Term	36 Months
Due	Oct 15, 2028

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO WI
Recording Date	Mar 22, 2024
Property Address	749 CENTRAL ST, OSHKOSH, WI 54901-4401
Document Number	0001919766
Instrument Date	Mar 14, 2024
Instrument	1919766
Transaction Type	Transfer
Record Updated	Apr 15, 2024

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$252.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1300 VALLEY RD, OSHKOSH, WI 54904-7109

Mortgage

Document Number	0001919767
Date	Mar 22, 2024
Instrument	1919767

Lender

Name	WEST POINTE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	36 Months
Due	Mar 10, 2027

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Winnebago County
Municipality	Oshkosh City
Unified School District	Oshkosh Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$168,600 Land $22,500 Building $146,100
2024	$2,921.00 (-6.29%)
2023	$3,117.00 (-1.02%) Homeowner's exemption	$109,100 (-) Land $14,000 Building $95,100	$157,652 Land $20,230 Building $137,422
2022	$3,149.00 Homeowner's exemption	$109,100 Land $14,000 Building $95,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 749 Central St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 26, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 749 Central St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSHKOSH WATERWORKS serves 63,000 people · EPA ID WI4710457
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 763 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Bertram Communications Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: TDS Telecom.

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