749 12th St, Wilmette, IL 60091 Property Records

Cook County property record for 749 12th St, Wilmette, IL 60091

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,782 sqft · built 1896
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,350,000 (Jul 2026)
Tax Bill	$21,712 (2023)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Oct 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-34-102-010`

Property Details

APN / Parcel Number

Primary APN	`05-34-102-010`
Alternative APN	`05-34-102-010-0000`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,782 sqft Living Area

Exterior

Year Built	Built 1896
Effective Year Built	Effective 1897
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	7,500 sqft (0.172 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	749 12TH ST
City	WILMETTE
State	IL
Zip	60091-2619
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(WESTFIELDS) RESUB OF PT OF BLK27 OF VIL OF WILMETTE A SUB OF W63.55CHS OF N SEC OUILMETTE RESERVE & 40FT N&ADJ CTR LINE OF N
Legal Range	13E
Legal Township	42N
Legal Section	34
Legal Subdivision	WESTFIELDS RESUB OF PT OF BLK27 OF VIL
Legal Block	27,VI
Legal Lot Number	3,2
Jurisdiction	COOK IL
Township / Civil Division	NEW TRIER
Census Block Group	4
Census Block	4021
Census Tract	801300

Owner

Source: Cook County records, as of July 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1645 RUTH PL, SPRINGFIELD, IL 62704-3361
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Warranty Deed, Transfer · Conventional Mortgage UNION CREDIT UNION
Oct 15, 2018	Deed of Trust, Mortgage MORGAN STANLEY PVT BK NA
Jul 10, 2018	Warranty Deed, Transfer CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2026 · Amount on Record
Deed Sale	Jul 7, 2026 · Amount on Record
Prior Sale	Jul 10, 2018 · Amount on Record
Deed Document Number	202618822023
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jul 7, 2026
Property Address	749 12TH ST, WILMETTE, IL 60091-2619
Document Number	0000022023
Instrument Date	May 5, 2026
Instrument	202622023
Transaction Type	Transfer
Record Updated	Jul 16, 2026
Title Company	PROPER TITLE LLC, PROPER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$204,525.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1645 RUTH PL, SPRINGFIELD, IL 62704-3361

Mortgage

Document Number	0000022024,
Date	Jul 7, 2026
Instrument	202618822024

Lender

Name	UNION CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.63%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	749 12TH ST, WILMETTE, IL 60091-2619
Document Number	1829604005
Instrument Date	Oct 15, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	749 12TH ST WILMETTE IL 600912619, WILMETTE, IL 60091-2619

Mortgage

Document Number	1829604005
Date	Oct 23, 2018
Instrument	29604005

Lender

Name	MORGAN STANLEY PVT BK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 22, 2048

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jul 10, 2018
Property Address	749 12TH ST, WILMETTE, IL 60091-2619
Document Number	1819106176
Instrument Date	Jul 7, 2018
Instrument	19106176
Transaction Type	Transfer
Record Updated	Jul 17, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$650.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	749 12TH ST WILMETTE IL 600912619, WILMETTE, IL 60091-2619

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	New Trier Township
Municipality	Wilmette Village
Secondary School District	New Trier Township High School District 203 (09 - 12)
Elementary School District	Wilmette School District 39 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$127,000 (+28.28%) Land $24,375 Building $102,625	$1,270,000 (+28.28%) Land $243,750 Building $1,026,250
2023	$21,712.00 (+5.77%)
2022	$20,528.00 Homeowner's exemption	$99,000 Land $20,625 Building $78,375	$990,000 Land $206,250 Building $783,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILMETTE serves 27,650 people · EPA ID IL0313300
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 552 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Zentro.

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