7489 Ravine Dr NE, Belding, MI 48809 Property Records

Kent County property record for 7489 Ravine Dr NE, Belding, MI 48809

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,524 sqft · built 1950
Lot Size	0.394 acres (17,206 sqft)
Owner	Individual Name on Record
Last Sale	$750,000 (Jun 2023)
Tax Bill	$5,092 (2019)
Deeds & Mortgages	Jun 2023 Sale May 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`41-12-10-202-012`

Property Details

APN / Parcel Number

Primary APN	`41-12-10-202-012`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,524 sqft Living Area
Basement Area	1,264 sqft

Exterior

Year Built	Built 1950
Lot Area	17,206 sqft (0.394 acres)
Lot Dimensions	185 ft deep x 80 ft wide
Garage Area	396 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	7489 RAVINE DR NE
City	BELDING
State	MI
Zip	48809-9336
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	PART OF LOT 9 COM 71.85 FT N 9D 00M E ALONG E LOT LINE FROM SE COR THEREOF TH S 87D 03M W 175.97 FT TH N 54D 09M W WATERS
Legal Subdivision	PINE GROVE
Legal Lot Number	9
Jurisdiction	KENT MI
Township / Civil Division	GRATTAN
Census Block Group	1
Census Block	1003
Census Tract	10902

Owner

Source: Kent County records, as of July 18, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7489 RAVINE DR NE, BELDING, MI 48809-9336
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2023	Warranty Deed, Transfer CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC
May 16, 2022	Warranty Deed, Transfer · Conventional Mortgage INDEPENDENT BANK
Mar 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENT BANK
Nov 17, 2017	Deed of Trust, Mortgage · Commercial Mortgage INDEPENDENT BANK
Jun 16, 2017	Warranty Deed, Transfer · Conventional with PMI INDEPENDENT BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2023 · Amount on Record
Deed Sale	Jun 23, 2023 · Amount on Record
Prior Sale	May 16, 2022 · Amount on Record
Deed Document Number	20230623-0035031
Record Updated	Jun 7, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Jun 23, 2023
Property Address	7489 RAVINE DR NE, BELDING, MI 48809-9336
Document Number	0000035031
Map Reference	LB 51 PG 31
Instrument Date	Jun 9, 2023
Instrument	20230623-0035031
Transaction Type	Transfer
Record Updated	Jul 19, 2023
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Tax	$5,625.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7489 RAVINE DR NE, BELDING, MI 48809-9336

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7489 RAVINE DR NE, BELDING, MI 48809-9336

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	May 16, 2022
Property Address	7489 RAVINE DR NE, BELDING, MI 48809-9336
Document Number	0000040718
Map Reference	LB 51 PG 31
Instrument Date	May 12, 2022
Instrument	20220516-0040718
Transaction Type	Transfer
Record Updated	Jun 15, 2022
Title Company	SUN TITLE AGENCY/MI LLC, SUN TITLE AGENCY OF MI LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7489 RAVINE DR NE, 7489, BELDING, MI 48809-9336

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2526 RAVENWOOD LN, LAFAYETTE, CO 80026-9354

Mortgage

Document Number	0000040719
Date	May 16, 2022
Instrument	20220516-0040719

Lender

Name	INDEPENDENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	7489 RAVINE DR NE, BELDING, MI 48809-9336
Transaction Type	Mortgage
Record Updated	May 25, 2021
Title Company	LIGHTHOUSE TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037446
Date	Mar 30, 2021
Instrument	20210330-0037446

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	GRAND RAPIDS, MI 49525

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	7489 RAVINE DR NE, BELDING, MI 48809-9336
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000097306
Date	Nov 17, 2017
Instrument	20171117-0097306

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	49526

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Jun 16, 2017
Property Address	7489 RAVINE DR NE, BELDING, MI 48809-9336
Document Number	0000051066
Instrument Date	Jun 9, 2017
Instrument	51066
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	BELL TITLE AGENCY, BELL TITLE AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,803.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3360 PINE MEADOW DR SE #301 GRAND RAPIDS MI 495123053, 301, GRAND RAPIDS, MI 49512-3053

Mortgage

Document Number	51067
Date	Jun 16, 2017
Instrument	51067

Lender

Name	INDEPENDENT BK
Type	Bank
Address	GRAND RAPIDS, MI 49525

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 15, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kent County assessment roll, as of March 1, 2023

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Grattan Township
Unified School District	Belding Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$259,300	$518,600
2019	$5,092.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Point Broadband, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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