7489 Pine Ridge Dr, Denver, NC 28037 Property Records

Lincoln County property record for 7489 Pine Ridge Dr, Denver, NC 28037

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 2 ba · 1,782 sqft · built 1980
Lot Size	0.725 acres (31,581 sqft)
Owner	2 Individual Names on File
Last Sale	$925,000 (Apr 2024)
Tax Bill	$4,245 (2026)
Deeds & Mortgages	Apr 2024 Sale Apr 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4605-86-3931`

Property Details

APN / Parcel Number

Primary APN	`4605-86-3931`
Alternative APNs	`460512863931` `290175` `303284` `31824`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,782 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	31,581 sqft (0.725 acres)

Exterior Amenities

Shed	1 Shed
Shed Area	120 sqft
Loading Dock	120 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	303284
Street Address	7489 PINE RIDGE DR
City	DENVER
State	NC
Zip	28037-9383
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	R-SF
Legal Description	#64 SECT 35 CRESCENT
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	1
Census Block	1004
Census Tract	71203

Owner

7489 Pine Ridge Dr, a residential property, is owned and occupied by two individuals who bought it in April 2024.

Source: Lincoln County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7489 PINE RIDGE DR, DENVER, NC 28037-9383
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2024	Warranty Deed, Transfer NOT AVAILABLE, INVESTORS TITLE
Apr 3, 2024	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Mar 31, 2022	Warranty Deed, Transfer · Conventional Mortgage NORTHPOINTE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2024 · Amount on File
Deed Sale	Apr 3, 2024 · Amount on File
Prior Sale	Mar 31, 2022 · Amount on File
Deed Document Number	2024678831
Deed Book / Page	3315 / 384
Prior Transfer Date	Mar 4, 2013
Prior Transfer Doc	2381864
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Apr 3, 2024
Property Address	7489 PINE RIDGE DR, DENVER, NC 28037-9383
Document Number	0003315384
Book / Page	3315 / 384
Map Reference	MB E PG 42
Instrument Date	Apr 1, 2024
Instrument	678831
Transaction Type	Transfer
Record Updated	May 14, 2024
Title Company	NOT AVAILABLE, INVESTORS TITLE

Transaction

Amount	Amount on Record
Tax	$1,850.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	301 N NC 16 BUSINESS HWY # 13, 13, DENVER, NC 28037-8012

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 JAMES CIR, WILBRAHAM, MA 01095-1335

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Apr 3, 2024
Property Address	7489 PINE RIDGE DR, DENVER, NC 28037-9383
Document Number	0003315384
Book / Page	3315 / 384
Map Reference	MB E PG 42
Instrument Date	Apr 1, 2024
Instrument	678831
Transaction Type	Transfer
Record Updated	Apr 24, 2024
Title Company	INVESTORS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,850.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	301 N NC 16 BUSINESS HWY # 13, 13, DENVER, NC 28037-8012

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 JAMES CIR, WILBRAHAM, MA 01095-1335

Mortgage

Document Number	0000678832
Date	Apr 3, 2024
Instrument	678832

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2054

Mortgage

Document Number	0003315386
Date	Apr 3, 2024
Book Page	3315/386
Instrument	678832

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2054

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Mar 31, 2022
Property Address	7489 PINE RIDGE DR, DENVER, NC 28037-9383
Document Number	0003151937
Book / Page	3151 / 937
Map Reference	MB E PG 42
Instrument Date	Mar 25, 2022
Instrument	649985
Transaction Type	Transfer
Record Updated	Apr 12, 2022
Title Company	NOT AVAILABLE, INVESTORS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5610 DESERT VIEW DR, 5610, LA JOLLA, CA 92037-7238

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7489 PINE RIDGE DR, DENVER, NC 28037-9383

Mortgage

Document Number	0000649986
Date	Mar 31, 2022
Instrument	649986

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 7489 Pine Ridge Dr was $4,245, up 0.6% from the year before.

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,245.00 (+0.62%)	$674,230 (-) Land $489,950 Building $184,280	$674,230 (-) Land $489,950 Building $184,280
2025	$4,219.00	$674,230 Land $489,950 Building $184,280	$674,230 Land $489,950 Building $184,280
2023	$3,942.00	$633,897 Land $489,950 Building $143,947	$633,897 Land $489,950 Building $143,947

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7489 Pine Ridge Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2008–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7489 Pine Ridge Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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