Lincoln County property record for 7489 Bluff Point Ln, Denver, NC 28037
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 3 ba · 1,269 sqft · built 2000 |
| Lot Size | 0.023 acres (1,002 sqft) |
| Owner | Individual Name on File |
| Last Sale | $122,000 (Dec 2018) |
| Tax Bill | $1,454 (2023) |
| Deeds & Mortgages | Jul 2023 Mortgage Dec 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4602-51-6278 |
| Primary APN | 4602-51-6278 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,269 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Architectural Style | Townhouse |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 1,002 sqft (0.023 acres) |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 270940 |
|---|---|
| Old Parcel Number | 460204516278 |
| Street Address | 7489 BLUFF POINT LN |
| City | DENVER |
| State | NC |
| Zip | 28037-7548 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | ELDD PD-MU CU |
| Legal Description | #15 BLDG #8 UNIT W-SIDE |
| Legal Subdivision | BLUFFS/WATERSIDE |
| Legal Block | 51 |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | CATAWBA SPRINGS |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 71102 |
Source: Lincoln County assessment roll, as of January 1, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7489 BLUFF POINT LN, DENVER, NC 28037-7548 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 20, 2023 | Deed of Trust, Mortgage · FHA Mortgage AMERISAVE MORTGAGE CORP |
| Dec 21, 2018 | Warranty Deed, Transfer · Conventional Mortgage HOUSING FIN AGCY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 21, 2018 · Amount on Record |
| Deed Sale | Dec 21, 2018 · Amount on Record |
| Prior Sale | Jul 31, 2008 · Amount on Record |
| Deed Document Number | 0002788713 |
| Deed Book / Page | 2788 / 713 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 7489 BLUFF POINT LN, DENVER, NC 28037-7548 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2023 |
| Title Company | 2020 TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 7489 BLUFF POINT LN, DENVER, NC 28037-7548 |
| Document Number | 0003264647 |
|---|---|
| Date | Jul 20, 2023 |
| Book Page | 3264/647 |
| Instrument | 669771 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Dec 21, 2018 |
| Property Address | 7489 BLUFF POINT LN, DENVER, NC 28037-7548 |
| Document Number | 2788713 |
| Book / Page | 002788 / 000713 |
| Instrument Date | Dec 21, 2018 |
| Instrument | 587014 |
| Transaction Type | Transfer |
| Record Updated | Jan 7, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $244.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7489 BLUFF POINT LN DENVER NC 280377548, DENVER, NC 28037-7548 |
| Document Number | 2788728 |
|---|---|
| Date | Dec 21, 2018 |
| Book Page | 002788/000728 |
| Instrument | 587016 |
| Name | HOUSING FIN AGCY |
|---|---|
| Address | PO BOX 28066, RALEIGH, NC 27611-8066 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 2788716, |
|---|---|
| Date | Dec 21, 2018 |
| Book Page | 002788/000716 |
| Instrument | 587015 |
| Name | MOVEMENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | INDIAN LAND, SC 29707 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 20, 2048 |
Source: Lincoln County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $1,454.00 | $221,912 Land $27,000 Building $194,912 | $221,912 Land $27,000 Building $194,912 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
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