74889 Palmer Junction Rd, Elgin, OR 97827 Property Records

Union County property record for 74889 Palmer Junction Rd, Elgin, OR 97827

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,512 sqft · built 1978
Lot Size8.9 acres (388,120 sqft)
Owner2 Individual Names on File
Last Sale$62,000 (Sep 1990)
Tax Bill$1,718 (2025)
Deeds & MortgagesApr 2026 Line of Credit
APN02N3901 900

Property Details

APN / Parcel Number

Primary APN02N3901 900
Alternative APN
  • 13413

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,512 sqft Living Area
Gross Area2,872 sqft
1st Floor Area2,512 sqft
2nd Floor Area360 sqft
Upper Floors Area360 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Lot Area388,120 sqft (8.9 acres)
Garage TypeDetached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
Deck Area300 sqft

Location & Zoning

Account Number13413
Street Address74889 PALMER JUNCTION RD
CityELGIN
StateOR
Zip97827-8229
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeUC-A4;TIMBER GRAZING
Legal Lot Number900
JurisdictionUNION OR
Township / Civil DivisionELGIN
Census Block Group1
Census Block1203
Census Tract970100

Owner

74889 Palmer Junction Rd is owned and occupied by two individuals who bought it in September 1990.

Source: Union County records, as of November 5, 2025

Owner of Record2 Individual Names on File
Mailing Address74889 PALMER JUNCTION RD, ELGIN, OR 97827-8229
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 7, 1990 · Amount on File
Deed SaleSep 7, 1990 · Amount on File
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION OR
Recording DateApr 2, 2026
Property Address74889 PALMER JUNCTION RD, ELGIN, OR 97827-8229
Document Number0020260778
Instrument DateMar 16, 2026
Instrument2026778
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address74889 PALMER JUNCTION RD, ELGIN, OR 97827-8229

Mortgage

Document Number0000000778,
DateApr 2, 2026
Instrument2026778
Lender
NameBANNER BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Term299 Months
DueMar 16, 2051
Interest
Rate6.09%
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 74889 Palmer Junction Rd was $1,718.

Source: Union County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateOregon
CountyUnion County
Unified School DistrictElgin School District 23 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,718.00$148,089 Land $8,879 Building $139,210$419,200 Land $162,640 Building $256,560
2023$1,615.00$143,900 Land $8,740 Building $135,160$402,910 Land $153,750 Building $249,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 74889 Palmer Junction Rd.

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 74889 Palmer Junction Rd is high, ranking above 85% of the US, with a 0.9% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 85% of the US · above 61% of Oregon
Wildfire Likelihood0.9% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30

Cell Coverage

No cell data coverage reported

Nearby Properties on Palmer Junction Rd

Nearby Streets

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