7488 Ham Rd, Ferndale, WA 98248 Property Records

Whatcom County property record for 7488 Ham Rd, Ferndale, WA 98248

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 1,724 sqft · built 1993
Lot Size9.85 acres (429,066 sqft)
Owner2 Individual Names on Record
Last Sale$500,000 (Aug 2023)
Tax Bill$3,164 (2025)
Deeds & MortgagesAug 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN400134-069245-0000

Property Details

APN / Parcel Number

Primary APN400134-069245-0000
Alternative APNs
  • 123347
  • 53553

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Building Area1,724 sqft Living Area
1st Floor Area1,724 sqft
Interior WallsFinished/Painted

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleMobile Home
Exterior MaterialWood
Roof MaterialComposition Shingle
Lot Area429,066 sqft (9.85 acres)
Lot Dimensions42 ft deep x 56 ft wide

Exterior Amenities

PorchWood Porch
Porch Area210 sqft
Deck Area150 sqft
Storage Building240 sqft

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Account Number123347
Street Address7488 HAM RD
CityFERNDALE
StateWA
Zip98248-8704
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeR10A
Legal DescriptionN 1/2 N 1/2 NW SW-LESS RD 93 LEXINGTON S#2T910784FABC 56X42
Legal Range01
Legal Township40
Legal Section34
JurisdictionWHATCOM WA
Township / Civil DivisionBLAINE
Census Block Group1
Census Block1030
Census Tract10407

Owner

Source: Whatcom County records, as of December 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address7488 HAM RD, FERNDALE, WA 98248-8704
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 8, 2023 · Amount on Record
Deed SaleAug 8, 2023 · Amount on Record
Prior SaleOct 5, 2007 · Amount on Record
Deed Document Number2023527
Prior Transfer DateMar 21, 2000
Prior Transfer Doc0000803546
Record UpdatedSep 20, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHATCOM WA
Recording DateAug 8, 2023
Property Address7488 HAM RD, FERNDALE, WA 98248-8704
Document Number0000800527
Instrument DateJul 21, 2023
Instrument2023-0800527
Transaction TypeTransfer
Record UpdatedNov 1, 2023
Title CompanyCHICAGO TITLE COMPANY/WA, CHICAGO TITLE COMPANY OF WA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$8,005.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7488 HAM RD, FERNDALE, WA 98248-8704
InvestorPossibly a Property Investor

Mortgage

Document Number0000800528
DateAug 8, 2023
Instrument2023-0800528
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2053

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

TypeName
StateWashington
CountyWhatcom County
Unified School DistrictFerndale School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,164.00 (-16.58%)$418,628 (+14.89%) Land $262,719 Building $155,909$418,628 (+14.89%) Land $262,719 Building $155,909
2022$364,373 Land $228,670 Building $135,703$364,373 Land $228,670 Building $135,703
2021$3,793.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCuster Water Association
private · serves 365 people · EPA ID WA5317050
Water SourceGroundwater
Last State InspectionMay 2021
Lead4 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Pogozone powered by Neubeam
Fixed Wireless
75 / 20

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ham Rd

Nearby Streets

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