7488 Birch Rd, Hesperia, MI 49421 Property Records

Oceana County property record for 7488 Birch Rd, Hesperia, MI 49421

Property Summary

Property Type	Single Family Home
Lot Size	0.435 acres (18,987 sqft)
Owner	Individual Name on File
Last Sale	$219,900 (Jun 2022)
Tax Bill	$1,550 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Feb 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`014-422-007-00`

Property Details

APN / Parcel Number

Primary APN	`014-422-007-00`

Exterior

Lot Area	18,987 sqft (0.435 acres)

Location & Zoning

Street Address	7488 BIRCH RD
City	HESPERIA
State	MI
Zip	49421-9394
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	QCD 2019/15885 LOT 7 OLD SETTLERS' PLAT NO 2 NOTICE OF JUDGMENT OF FORECLOSURE 2019/4886 7488 E BIRCH ST QC852482
Legal Subdivision	OLD SETTLER
Legal Lot Number	7
Jurisdiction	OCEANA MI
Township / Civil Division	NEWFIELD
Census Block Group	3
Census Block	3122
Census Tract	10600

Owner

7488 Birch Rd is owned and occupied by an individual who bought it in June 2022.

Source: Oceana County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	7671 W BASFORD LAKE DR, BALDWIN, MI 49304-8827
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2022	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 INC
Feb 12, 2021	Warranty Deed, Transfer · Conventional Mortgage GRAND RIVER BANK
Sep 11, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 14, 2022 · Amount on File
Deed Sale	Jun 14, 2022 · Amount on File
Prior Sale	Feb 12, 2021 · Amount on File
Prior Transfer Date	Sep 10, 2019
Prior Transfer Doc	2019/015885
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OCEANA MI
Recording Date	Jun 14, 2022
Property Address	7488 BIRCH RD, HESPERIA, MI 49421-9394
Document Number	2022/13168
Book / Page	2022 / 13168
Map Reference	LB 3 PG 47
Instrument Date	May 27, 2022
Instrument	202200003729
Transaction Type	Transfer
Record Updated	Aug 5, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,650.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3922 DENALI DR, 3922, HUDSONVILLE, MI 49426-7951

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7671 W BASFORD LAKE DR, BALDWIN, MI 49304-8827

Mortgage

Document Number	202200003730
Date	Jun 14, 2022
Instrument	202200003730

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OCEANA MI
Recording Date	Feb 12, 2021
Property Address	7488 BIRCH RD, HESPERIA, MI 49421-9394
Document Number	2021/4044
Book / Page	2021 / 4044
Instrument Date	Jan 29, 2021
Instrument	202100000980
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	SUN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,648.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7502 BIRCH RD, 7502, HESPERIA, MI 49421-9394

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3922 DENALI DR, HUDSONVILLE, MI 49426-7951

Mortgage

Document Number	202100000981
Date	Feb 12, 2021
Instrument	202100000981

Lender

Name	GRAND RIVER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

Interest

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OCEANA MI
Recording Date	Sep 11, 2019
Property Address	7488 BIRCH RD, HESPERIA, MI 49421-9394
Document Number	2019/015885
Book / Page	2019 / 015885
Instrument Date	Sep 10, 2019
Instrument	201900004923
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 S STATE ST, 100, HART, MI 49420-1188

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7502 BIRCH RD, HESPERIA, MI 49421-9394

Tax Assessment & Valuation

The 2025 property tax bill for 7488 Birch Rd was $1,550 with a homeowner's exemption.

Source: Oceana County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oceana County
County Subdivision	Newfield Township
Unified School District	Hesperia Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$75,500 (+15.44%) Land $75,500	$151,000 (+15.44%) Land $151,000
2025	$1,550.00 Homeowner's exemption	$65,400 Land $65,400	$130,800 Land $130,800
2023		$44,700 Land $44,700	$89,400 (-) Land $89,400
2022	$1,243.00		$89,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 7488 Birch Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7488 Birch Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Truestream Fiber	1,000 / 1,000
NCATS Fixed Wireless	100 / 20

May also be available: Spectrum.

Cell Coverage

No cell data coverage reported

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