7487 White Pine Dr, Ooltewah, TN 37363 Property Records

Hamilton County property record for 7487 White Pine Dr, Ooltewah, TN 37363

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,290 sqft · built 2019
Lot Size	1 acre (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$293,767 (Jul 2019)
Tax Bill	$1,567 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`114A C 013`

Property Details

APN / Parcel Number

Primary APN	`114A C 013`
Alternative APN	`0000385794`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,290 sqft Living Area

Exterior

Year Built	Built 2019
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,560 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0000385794
Street Address	7487 WHITE PINE DR
City	OOLTEWAH
State	TN
Zip	37363-3169
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	LT 73 HAMPTON MEADOWS CREEKSIDE SUB PB 111 PG 189 OUT OF 114 003 FOR 2018
Legal Subdivision	MEADOWS CREEKSIDE SUB
Legal Lot Number	73
Jurisdiction	HAMILTON TN
Township / Civil Division	9
Census Block Group	2
Census Block	2003
Census Tract	11205

Owner

7487 White Pine Dr is owned and occupied by two individuals who bought it in July 2019.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	2 Individual Names on File
Mailing Address	7487 WHITE PINE DR, OOLTEWAH, TN 37363-3169
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2021	Deed of Trust, Mortgage · FHA Mortgage AMERIHOME MORTGAGE COMPANY LLC
Apr 22, 2020	Deed of Trust, Mortgage · FHA Mortgage AMERIHOME MTG
Jul 16, 2019	Warranty Deed, Subdivision Related Transfer · FHA Mortgage PROSPERITY HM MTG
Apr 23, 2019	Loan Modification, Mortgage · Line of Credit REGIONS BK
Apr 23, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2019 · Amount on File
Deed Sale	Jul 16, 2019 · Amount on File
Prior Sale	Apr 23, 2019
Deed Document Number	2019071600001
Deed Book / Page	11698 / 428
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	7487 WHITE PINE DR, OOLTEWAH, TN 37363-3169
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000048
Date	Apr 30, 2021
Book Page	12466/286
Instrument	2021043000048

Lender

Name	AMERIHOME MORTGAGE COMPANY LLC
Type	Mortgage Company
Address	THOUSAND OAKS, CA 91362

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	7487 WHITE PINE DR, OOLTEWAH, TN 37363-3169
Document Number	0504000018
Instrument Date	Apr 22, 2020
Transaction Type	Mortgage
Record Updated	Jun 30, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7487 WHITE PINE DR OOLTEWAH TN 373633169, OOLTEWAH, TN 37363-3169

Mortgage

Document Number	0504000018
Date	May 4, 2020
Book Page	011988/000503
Instrument	200504000018

Lender

Name	AMERIHOME MTG
Type	Mortgage Company
Address	THOUSAND OAKS, CA 91362-3888

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 3, 2050

July 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jul 16, 2019
Property Address	7487 WHITE PINE DR, OOLTEWAH, TN 37363-3169
Document Number	0716000001
Book / Page	011698 / 000428
Instrument Date	Jul 12, 2019
Instrument	190716000001
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 29, 2019
Title Company	REALTY CENTER TITLE AND ESCROW L, REALTY CENTER TITLE & ESCROW L

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,086.94
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7487 WHITE PINE DR OOLTEWAH TN 37363, OOLTEWAH, TN 37363

Mortgage

Document Number	716000002
Date	Jul 16, 2019
Book Page	011698/000431
Instrument	190716000002

Lender

Name	PROSPERITY HM MTG
Type	Mortgage Company
Address	CHANTILLY, VA 20151

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 15, 2049

April 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON TN
Recording Date	Apr 23, 2019
Property Address	7487 WHITE PINE DR, OOLTEWAH, TN 37363-3169
Document Number	0423000072
Book / Page	011620 / 000538
Instrument Date	Apr 15, 2019
Instrument	190423000072
Transaction Type	Mortgage
Record Updated	May 14, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1734 DAYTON BLVD CHATTANOOGA TN 374052016, CHATTANOOGA, TN 37405-2016

Mortgage

Document Number	423000072
Date	Apr 23, 2019
Book Page	011620/000538
Instrument	190423000072

Lender

Name	REGIONS BK
Type	Bank
Address	1592 MONTGOMERY HWY, VESTAVIA HILLS, AL 35216-4525

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Apr 23, 2019
Property Address	7487 WHITE PINE DR, OOLTEWAH, TN 37363-3169
Document Number	0423000071
Book / Page	011620 / 000536
Instrument Date	Apr 15, 2019
Instrument	190423000071
Transaction Type	Transfer
Record Updated	May 13, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1734 DAYTON BLVD CHATTANOOGA TN 374052016, CHATTANOOGA, TN 37405-2016

Tax Assessment & Valuation

The 2025 property tax bill for 7487 White Pine Dr was $1,567, down 12.1% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,567.00 (-12.07%)	$103,400 (+29.78%)	$413,600 (+29.78%) Land $60,000 Building $353,600
2024	$1,782.00 (-0.5%)	$79,675 (-)	$318,700 (-) Land $50,000 Building $268,700
2023	$1,791.00	$79,675	$318,700 Land $50,000 Building $268,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7487 White Pine Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7487 White Pine Dr is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 63% of Tennessee
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH VALLEY U.D. serves 30,571 people · EPA ID TN0000613
Water Source	Groundwater influenced by surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Brightspeed, Verizon.

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