Somerset County property record for 7487 River Rd, Westover, MD 21871 · Last verified August 2026
| Property Type | Rural Home |
|---|---|
| Details | 1.5 ba · 1,045 sqft · built 1947 |
| Lot Size | 73.4 acres (3,198,175 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $315,000 (Nov 2008) |
| Tax Bill | $5,233 (2025) |
| Deeds & Mortgages | Dec 2025 Transfer Jun 2018 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 03-048330 |
| Primary APN | 03-048330 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,045 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Exterior Material | Wood Shingle |
| Roof Material | Composition Shingle |
| Lot Area | 3,198,175 sqft (73.4 acres) |
| View / Lot | Waterfront |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Pool Area | 50 sqft |
| Porch | Slab |
| Porch Area | 282 sqft |
| Deck Area | 160 sqft |
| Shed | 1 Shed |
| Shed Area | 1,200 sqft |
| Bath House | 50 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 048330 |
|---|---|
| Street Address | 7487 RIVER RD |
| City | WESTOVER |
| State | MD |
| Zip | 21871-4013 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 73.42 ACRE-FARM E/SD RIVER RD AT BRIDGE-N/MARION |
| Jurisdiction | SOMERSET MD |
| Township / Civil Division | 13, WESTOVER |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 930800 |
Source: Somerset County records · APN 03-048330
Assessment roll updated August 26, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7487 RIVER RD, WESTOVER, MD 21871-4013 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Dec 22, 2025 | Intrafamily Transfer, Transfer |
| Jun 18, 2018 | Deed of Trust, Mortgage · Line of Credit HEBRON SAVINGS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 12, 2008 · Amount on Record |
| Deed Sale | Nov 12, 2008 · Amount on Record |
| Prior Sale | Dec 21, 2004 · Amount on Record |
| Deed Document Number | 200880556 |
| Deed Book / Page | 735 / 36 |
| Transfer Doc | 0000000765 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SOMERSET MD |
| Recording Date | Dec 22, 2025 |
| Property Address | 7487 RIVER RD, WESTOVER, MD 21871-4013 |
| Document Number | 0014390282 |
| Book / Page | 1439 / 282 |
| Instrument Date | Dec 22, 2025 |
| Transaction Type | Transfer |
| Record Updated | Jan 07, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET MD |
| Property Address | 7487 RIVER RD, WESTOVER, MD 21871-4013 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0009950094 |
|---|---|
| Date | Jun 18, 2018 |
| Book Page | 0995/094 |
| Name | HEBRON SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | HEBRON, MD 21830 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Somerset County records · Assessment roll updated August 26, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Somerset County |
| Unified School District | Somerset County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $247,267 (+7.54%) | $262,400 (+0.85%) Land $131,800 Building $130,600 | |
| 2025 | $5,233.00 (+126.83%) | $229,933 (+10.81%) | $260,200 (+21.14%) Land $129,600 Building $130,600 |
| 2023 | $2,307.00 | $207,500 | $214,800 Land $99,600 Building $115,200 |
Source: FEMA National Flood Hazard Layer, Somerset County (24039C), updated February 28, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Wildfire Risk | High above 70% of the US · above 96% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 549 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures