7486 State Hwy 154 E, Gilmer, TX 75645 Property Records

Upshur County property record for 7486 State Hwy 154 E, Gilmer, TX 75645

Property Summary

Property Type	Residential
Details	3,040 sqft · built 2007
Lot Size	1.72 acres (75,058 sqft)
Owner	Individual Name on Record
Last Sale	$146,900 (Jun 2010)
Tax Bill	$3,993 (2026)
Deeds & Mortgages	Jul 2019 Mortgage Mar 2016 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`S156-S02-000-LT06NPT`

Property Details

APN / Parcel Number

Primary APN	`S156-S02-000-LT06NPT`
Alternative APN	`65028725`

Interior

Building Area	3,040 sqft Total Area
1st Floor Area	1,800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	75,058 sqft (1.72 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	S156-S02-000-LT06NPT
Street Address	7486 STATE HIGHWAY 154 E
City	GILMER
State	TX
Zip	75645-6986
Property Category	Residential
Property Type	Residential > Specialized > Other
Legal Description	LOT 6 NPT, DELTA-COLEMAN S156 (A375) 1.7231 ACRES & HOUSE
Legal Subdivision	DELTA-COLEMAN
Legal Lot Number	6
Jurisdiction	UPSHUR TX
Township / Civil Division	GILMER
Census Block Group	3
Census Block	3035
Census Tract	950301

Owner

Source: Upshur County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7486 STATE HIGHWAY 154 E, GILMER, TX 75645-6986
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage EASTMAN CU
Mar 24, 2016	Deed of Trust, Mortgage · Conventional Mortgage EASTMAN CU
Apr 29, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jun 11, 2010	Warranty Deed, Transfer · FHA Mortgage EVERETT FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2010 · Amount on Record
Deed Sale	Jun 11, 2010 · Amount on Record
Deed Document Number	20104108
Deed Book / Page	932 / 167
Last Transfer Date	Apr 29, 2026
Transfer Doc	0000002830
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPSHUR TX
Property Address	7486 STATE HIGHWAY 154 E, GILMER, TX 75645-6986
Transaction Type	Mortgage
Record Updated	May 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201904407
Date	Jul 15, 2019
Instrument	201904407

Lender

Name	EASTMAN CU
Type	Credit Union
Address	KINGSPORT, TN 37660

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2034

March 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPSHUR TX
Property Address	7486 STATE HIGHWAY 154 E, GILMER, TX 75645-6986
Transaction Type	Mortgage
Record Updated	May 14, 2026
Title Company	CTC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001241/331
Date	Mar 24, 2016
Book Page	1241/331
Instrument	201602053

Lender

Name	EASTMAN CU
Type	Credit Union
Address	KINGSPORT, TN 37662

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2031

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UPSHUR TX
Recording Date	Apr 29, 2026
Property Address	7486 STATE HIGHWAY 154 E, GILMER, TX 75645-6986
Document Number	0000002830
Instrument Date	Apr 29, 2026
Instrument	20262830
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	7486 STATE HIGHWAY 154 E, GILMER, TX 75645-6986

June 2010: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UPSHUR TX
Recording Date	Jun 11, 2010
Property Address	7486 STATE HIGHWAY 154 E, GILMER, TX 75645-6986
Document Number	000932/167
Book / Page	932 / 167
Instrument Date	May 13, 2010
Instrument	201004108
Transaction Type	Transfer
Record Updated	May 14, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3900 TALLWOOD DR APT 602, 602, EULESS, TX 76040-7508

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7486 STATE HIGHWAY 154 E, GILMER, TX 75645-6986

Mortgage

Document Number	000932/170
Date	Jun 11, 2010
Book Page	932/170
Instrument	201004109

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75252

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2030

Tax Assessment & Valuation

Source: Upshur County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Upshur County
Unified School District	Gilmer Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,993.00 (+91.05%) Homeowner's exemption	$263,759 (-1.46%) Land $78,605 Building $185,154	$263,759 (-1.46%) Land $78,605 Building $185,154
2025	$2,090.00 (-23.05%) Homeowner's exemption	$267,660 (-2.76%) Land $76,040 Building $191,620	$267,660 (-2.76%) Land $76,040 Building $191,620
2023		$275,260 Land $94,080 Building $181,180	$275,260 Land $94,080 Building $181,180
2022	$2,716.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 62% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BI COUNTY WSC 1 serves 12,777 people · EPA ID TX0320002
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Etex Telephone Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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