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7485 Lambert Rd, Rome, NY 13440 Property Records

Oneida County and Rome City property record for 7485 Lambert Rd, Rome, NY 13440

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,314 sqft · built 2025
Lot Size1.59 acres (69,260 sqft)
OwnerIndividual Name on File
Deeds & MortgagesMay 2026 Mortgage
May 2024 Mortgage
Flood ZoneZone X (minimal risk)
APN301389 225.000-2-1.5

Property Details

APN / Parcel Number

Primary APN301389 225.000-2-1.5
Alternative APN
  • 50386 07

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,314 sqft Living Area
1st Floor Area2,198 sqft
2nd Floor Area1,116 sqft

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area69,260 sqft (1.59 acres)
Lot Width193 ft Width
PorchSlab
Porch Area16 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number50386 07
Street Address7485 LAMBERT RD
CityROME
StateNY
Zip13440-0407
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG
Legal Block2
Legal Lot Number1.005
JurisdictionONEIDA NY
Township / Civil DivisionROME
Census Block Group3
Census Block3035
Census Tract22702

Owner

Source: Oneida County and Rome City records · APN 301389 225.000-2-1.5

Assessment roll updated April 28, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address7485 LAMBERT RD, ROME, NY 13440-0407
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 19, 2026Deed of Trust, Mortgage · ARM
AMERICU CREDIT UNION
May 06, 2024Deed of Trust, Mortgage · ARM
AMERICU CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONEIDA NY
Recording DateMay 19, 2026
Property Address7485 LAMBERT RD, ROME, NY 13440-0407
Document Number0000006574
Instrument DateMay 12, 2026
Instrument20266574
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address7485 LAMBERT RD, ROME, NY 13440-0407

Mortgage

Document Number0000006574,
DateMay 19, 2026
Instrument20266574
Lender
NameAMERICU CREDIT UNION
Agreement
TypeARM
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate TypeAdjustable Rate
Rate6%
Initial TypeAdjustable Rate
Type Change DateJun 01, 2036
Index1-Year CMT
Margin3
Max Rate-1%

May 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONEIDA NY
Property Address7485 LAMBERT RD, ROME, NY 13440-0407
Transaction TypeMortgage
Record UpdatedApr 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004999
DateMay 06, 2024
Instrument2024-004999
Lender
NameAMERICU CU
TypeCredit Union
Agreement
TypeARM
AmountAmount Recorded
Term373 Months
DueJun 01, 2055
Interest
Rate TypeAdjustable Rate
Rate6%
Type Change DateMay 01, 2035
Index1-Year CMT

Tax Assessment & Valuation

Source: Oneida County and Rome City records · Assessment roll updated April 28, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyOneida County
MunicipalityRome City
Unified School DistrictRome City School District (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 26, 2013 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims2 (1980–1983)
Most Recent ClaimApr 1983 · rainfall accumulation

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35

Based on FCC filings for 10 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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