7483 Chipley Dr, Wilmington, NC 28411 Property Records

New Hanover County property record for 7483 Chipley Dr, Wilmington, NC 28411

Property Summary

Property Type	Single Family Home
Details	6 bd · 5 ba · 4,695 sqft · built 2014
Lot Size	0.166 acres (7,231 sqft)
Owner	Individual Name on Record
Last Sale	$390,000 (Jul 2019)
Tax Bill	$2,730 (2025)
Deeds & Mortgages	Jul 2025 Line of Credit Feb 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R04400-001-542-000`

Property Details

APN / Parcel Number

Primary APN	`R04400-001-542-000`

Interior

Bedrooms	6 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,695 sqft Living Area
1st Floor Area	2,232 sqft
Basement Area	1,466 sqft
Finished Basement	1,466 sqft
Sunroom	Sunroom
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	7,231 sqft (0.166 acres)
Terrain	Low
Garage Area	615 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	173 sqft
Patio Area	78 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	7483 CHIPLEY DR
City	WILMINGTON
State	NC
Zip	28411-6213
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10,RESID
Legal Description	LOT 1 THE RESERVE AT WESTBAY ESTATES PH 1
Legal Subdivision	COASTAL CAROLINA DEVELOPERS
Legal Block	1
Legal Lot Number	1
Jurisdiction	NEW HANOVER NC
Township / Civil Division	HARNETT
Census Block Group	2
Census Block	2019
Census Tract	11612

Owner

Source: New Hanover County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7483 CHIPLEY DR, WILMINGTON, NC 28411-6213
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2025	Deed of Trust, Mortgage · Line of Credit POINT DIGITAL FINANCE INC
Feb 25, 2025	Deed of Trust, Mortgage · Conventional Mortgage LOCAL GOVERNMENT FCU
Feb 11, 2022	Correction Deed
Jul 1, 2019	Warranty Deed, Transfer LOCAL GOV'T EMPS FCU
Aug 31, 2018	Warranty Deed, Subdivision Related Transfer · Conventional with PMI MORTGAGE INVTRS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2019 · Amount on Record
Deed Sale	Jul 1, 2019 · Amount on Record
Prior Sale	Aug 31, 2018 · Amount on Record
Deed Document Number	201919954
Deed Book / Page	6227 / 116
Last Transfer Date	Feb 11, 2022
Transfer Doc	00653800042
Record Updated	Oct 29, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	7483 CHIPLEY DR, WILMINGTON, NC 28411-6213
Transaction Type	Mortgage
Record Updated	Oct 10, 2025
Title Company	CLEAREDGE TITLE, CLEAREDGE TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7483 CHIPLEY DR, WILMINGTON, NC 28411-6213

Mortgage

Document Number	00678702735
Date	Jul 16, 2025
Book Page	6787/2735
Instrument	2025018369

Lender

Name	POINT DIGITAL FINANCE INC
Type	Mortgage Company
Address	PO BOX 192, PALO ALTO, CA 94302

Agreement

Type	Line of Credit
Amount	Amount Recorded

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	7483 CHIPLEY DR, WILMINGTON, NC 28411-6213
Transaction Type	Mortgage
Record Updated	Oct 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00675800895
Date	Feb 25, 2025
Book Page	6758/895
Instrument	2025004328

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union
Address	PO BOX 25279, RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	293 Months
Due	Jul 1, 2049

Interest

Rate	4.87%
Change Frequency	5 Years
Min Rate At Change	4.25%
Max Rate At Change	6%
Index	5-Year CMT
Margin	2
Max Rate	6%

February 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Feb 11, 2022
Property Address	7483 CHIPLEY DR, WILMINGTON, NC 28411-6213
Document Number	00653800042
Book / Page	6538 / 42
Map Reference	MB 59 PG 164&165
Instrument Date	Feb 11, 2022
Instrument	2022005503
Record Updated	Oct 10, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	131 RACINE DR STE 201, 201, WILMINGTON, NC 28403-8752

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7483 CHIPLEY DR, WILMINGTON, NC 28411-6213

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Jul 1, 2019
Property Address	7483 CHIPLEY DR, WILMINGTON, NC 28411-6213
Document Number	0062270116
Book / Page	006227 / 000116
Instrument Date	Jun 24, 2019
Instrument	19954
Transaction Type	Transfer
Record Updated	Jul 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$780.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7483 CHIPLEY DR WILMINGTON NC 284116213, WILMINGTON, NC 28411-6213

Mortgage

Document Number	62270118
Date	Jul 1, 2019
Book Page	006227/000118
Instrument	19955

Lender

Name	LOCAL GOV'T EMPS FCU
Type	Credit Union
Address	RALEIGH, NC 27611-5279

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 30, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.87%

August 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Aug 31, 2018
Property Address	7483 CHIPLEY DR, WILMINGTON, NC 28411-6213
Document Number	0061662687
Book / Page	006166 / 002687
Instrument Date	Aug 31, 2018
Instrument	27908
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 12, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7483 CHIPLEY DR WILMINGTON NC 284116213, WILMINGTON, NC 28411-6213

Mortgage

Document Number	61662689
Date	Aug 31, 2018
Book Page	006166/002689
Instrument	27909

Lender

Name	MORTGAGE INVTRS
Type	Mortgage Company
Address	KNOXVILLE, TN 37923

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 30, 2048

Tax Assessment & Valuation

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$708,000 (-) Land $105,800 Building $602,200	$708,000 (-) Land $105,800 Building $602,200
2025	$2,730.00 (+17.52%)	$708,000 (+62.8%) Land $105,800 Building $602,200	$708,000 (+62.8%) Land $105,800 Building $602,200
2024	$2,323.00 (+0.17%)
2023	$2,319.00 (-0.9%)	$434,900 Land $68,800 Building $366,100	$434,900 Land $68,800 Building $366,100
2022	$2,340.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 195 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	195 in force
Nearby Flood Claims	16 (2018)
Claims Outside the SFHA	16 of 16
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

Nearby Properties on Chipley Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures