Santa Rosa County property record for 7482 Treasure St, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,023 sqft · built 2020 |
| Lot Size | 0.46 acres (20,081 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $329,700 (Oct 2020) |
| Tax Bill | $3,521 (2024) |
| Deeds & Mortgages | Sep 2023 Second Mortgage Oct 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-2S-26-1920-20400-0050 |
| Primary APN | 18-2S-26-1920-20400-0050 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,023 sqft Heated Area |
| Gross Area | 3,158 sqft |
| 1st Floor Area | 2,483 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 20,081 sqft (0.46 acres) |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 242 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 182S261920204000050 |
|---|---|
| Street Address | 7482 TREASURE ST |
| City | NAVARRE |
| State | FL |
| Zip | 32566-7877 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | HOLLEY BY THE SEA LOT 5 BLK 204 AS DES IN OR 4013 PG 814 |
| Legal Range | 26W |
| Legal Township | 02S |
| Legal Section | 18 |
| Legal Subdivision | BY THE SEA |
| Legal Block | 204 |
| Legal Lot Number | 5 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 10822 |
Source: Santa Rosa County records, as of October 27, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 7482 TREASURE ST, NAVARRE, FL 32566-7877 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 6, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Oct 12, 2020 | Warranty Deed, Transfer · VA Mortgage TRIDENT HOME LOANS |
| Mar 5, 2020 | Loan Modification, Mortgage · Line of Credit AMERIS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 12, 2020 · Amount on Record |
| Deed Sale | Oct 12, 2020 · Amount on Record |
| Prior Sale | Sep 14, 1998 · Amount on Record |
| Deed Document Number | 202052443 |
| Deed Book / Page | 4013 / 814 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 7482 TREASURE ST, NAVARRE, FL 32566-7877 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2024 |
| Name | Verified Name |
|---|---|
| Address | 7482 TREASURE ST, NAVARRE, FL 32566-7877 |
| Document Number | 0044310619 |
|---|---|
| Date | Sep 6, 2023 |
| Book Page | 4431/619 |
| Instrument | 202340460 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 1, 2043 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Oct 12, 2020 |
| Property Address | 7482 TREASURE ST, NAVARRE, FL 32566-7877 |
| Document Number | 0040130814 |
| Book / Page | 4013 / 814 |
| Map Reference | MB B PG 155 |
| Instrument Date | Sep 8, 2020 |
| Instrument | 202052443 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | SURETY LAND TITLE OF FL LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,307.90 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7482 TREASURE ST, NAVARRE, FL 32566-7877 |
| Document Number | 0004013815 |
|---|---|
| Date | Oct 12, 2020 |
| Instrument | 4013/815 |
| Name | TRIDENT HOME LOANS |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 7482 TREASURE ST, NAVARRE, FL 32566-7877 |
| Document Number | 0039301483 |
| Instrument Date | Mar 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2020 |
| Title Company | SURETY LAND TITLE/FL LLC |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1300 E OLIVE RD PENSACOLA FL 325144820, PENSACOLA, FL 32514-4820 |
| Investor | Possibly a Property Investor |
| Document Number | 0039301483 |
|---|---|
| Date | Mar 19, 2020 |
| Book Page | 003930/001483 |
| Instrument | 13546 |
| Name | AMERIS BK |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32256 |
| Type | Line of Credit |
|---|
| Rate Type | Adjustable Rate |
|---|
Source: Santa Rosa County assessment roll, as of July 1, 2024
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $3,521.00 (+2.06%) Homeowner's exemption | $329,513 (+3%) | $386,428 (+3.69%) Land $75,000 Building $311,428 |
| 2023 | $3,450.00 (+7.11%) Homeowner's exemption | $319,916 (+7.22%) | $372,685 (+11.48%) Land $64,350 Building $308,335 |
| 2022 | $3,221.00 Homeowner's exemption | $298,386 | $334,310 Land $49,500 Building $284,810 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 199 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 199 in force |
| Nearby Flood Claims | 2 (2004–2024) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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