7481 Merrymaker Way, Elkridge, MD 21075 Property Records

Howard County property record for 7481 Merrymaker Way, Elkridge, MD 21075

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,584 sqft · built 2001
Lot Size0.138 acres (6,002 sqft)
Owner2 Individual Names on File
Tax Bill$5,911 (2026)
Deeds & MortgagesJul 2023 Mortgage
Oct 2020 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN01-288407

Property Details

APN / Parcel Number

Primary APN01-288407
Alternative APNs
  • 1288407
  • 288407

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,584 sqft Total Area
Basement Area500 sqft
Finished Basement500 sqft

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area6,002 sqft (0.138 acres)
PorchSlab
Porch Area140 sqft
Deck Area336 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number288407
Street Address7481 MERRYMAKER WAY
CityELKRIDGE
StateMD
Zip21075-6888
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRMH
Legal DescriptionLOT 351 6022 SQ' 7481 MERRYMAKER WAY NOTTINGHAM VILLAGE,SEC 4
Legal SubdivisionNOTTINGHAM VILLAGE SEC 4
Legal Lot Number351
JurisdictionHOWARD MD
Township / Civil Division1, ELKRIDGE
Census Block Group1
Census Block1004
Census Tract601103

Owner

7481 Merrymaker Way is owned and occupied by two individuals.

Source: Howard County records, as of September 4, 2026

Owner of Record2 Individual Names on File
Mailing Address7481 MERRYMAKER WAY, ELKRIDGE, MD 21075-6888
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 18, 2023Deed of Trust, Mortgage
THE JOHNS HOPKINS FCU
Oct 15, 2020Deed of Trust, Mortgage · Line of Credit
THE JOHNS HOPKINS FCU
Jun 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
THE JOHNS HOPKINS FCU
Oct 5, 2017Deed of Trust, Mortgage · Line of Credit
JOHNS HOPKINS FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHOWARD MD
Property Address7481 MERRYMAKER WAY, ELKRIDGE, MD 21075-6888
Transaction TypeMortgage
Record UpdatedJul 31, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0220450226
DateJul 18, 2023
Book Page22045/226
Lender
NameTHE JOHNS HOPKINS FCU
TypeCredit Union
AddressBALTIMORE, MD 21205
Agreement
AmountAmount on Record
Term61 Months
DueJul 31, 2028

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHOWARD MD
Property Address7481 MERRYMAKER WAY, ELKRIDGE, MD 21075-6888
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0198180310
DateOct 15, 2020
Book Page19818/310
Lender
NameTHE JOHNS HOPKINS FCU
TypeCredit Union
AddressBALTIMORE, MD 21205
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHOWARD MD
Property Address7481 MERRYMAKER WAY, ELKRIDGE, MD 21075-6888
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyMARVEL TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0194550195
DateJun 22, 2020
Book Page19455/195
Lender
NameTHE JOHNS HOPKINS FCU
TypeCredit Union
AddressBALTIMORE, MD 21205
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueJul 1, 2035

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHOWARD MD
Property Address7481 MERRYMAKER WAY, ELKRIDGE, MD 21075-6888
Document Number0178670272
Instrument DateOct 5, 2017
Transaction TypeMortgage
Record UpdatedAug 27, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address7481 MERRYMAKER WAY ELKRIDGE MD 210756888, ELKRIDGE, MD 21075-6888

Mortgage

Document Number0178670272
DateOct 17, 2017
Book Page017867/000272
Lender
NameJOHNS HOPKINS FCU
TypeCredit Union
AddressBALTIMORE, MD 21205-2222
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueOct 16, 2027
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 7481 Merrymaker Way was $5,911 with a homeowner's exemption, down 10.9% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHoward County
Unified School DistrictHoward County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,911.00 (-10.87%) Homeowner's exemption$508,700 (+10.29%) Land $184,500 Building $324,200$508,700 (-) Land $184,500 Building $324,200
2025$6,632.00 Homeowner's exemption$461,233$508,700 Land $184,500 Building $324,200
2023$366,300 Land $144,500 Building $221,800$366,300 Land $144,500 Building $221,800
2022$4,046.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7481 Merrymaker Way in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 13 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims1 (2011)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7481 Merrymaker Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 90% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOWARD COUNTY D.P.W. DISTRIBUTION
serves 286,158 people · EPA ID MD0130002
Water SourcePurchased surface water from several systems
Last State InspectionJan 2024
Lead3 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
1,200 / 35
Believe Broadband
Fixed Wireless
500 / 100
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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