7481 E Payne Branch Rd, Moody, TX 76557 Property Records

Bell County property record for 7481 E Payne Branch Rd, Moody, TX 76557

Property Summary

Property Type	Misc Structure / Fixture
Details	2 ba · 1,654 sqft · built 1975
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Tax Bill	$976 (2023)
Deeds & Mortgages	Feb 2021 Mortgage Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0481340100`

Property Details

APN / Parcel Number

Primary APN	`0481340100`
Alternative APNs	`827328` `62578`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,654 sqft Gross Area
1st Floor Area	1,654 sqft
Utility Area	2,440 sqft
Utility Room	Utility Room
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Exterior Material	Stone
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	206 sqft
Canopy	1,000 sqft
Storage Building	2,440 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	827328
Street Address	7481 E PAYNE BRANCH RD
City	MOODY
State	TX
Zip	76557-3147
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Misc Structure / Fixture
Legal Description	A0104BC J BISHOP, 2-1, ACRES 2.0 2-1,
Legal Subdivision	J BISHOP
Jurisdiction	BELL TX
Township / Civil Division	EAST BELL
Census Block Group	2
Census Block	2024
Census Tract	20101

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7481 E PAYNE BRANCH RD, MOODY, TX 76557-3147
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage USAA FSB
Apr 10, 2017	Warranty Deed, Transfer USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2017
Deed Sale	Apr 10, 2017
Deed Document Number	2017-00014187
Record Updated	Jun 7, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	7481 E PAYNE BRANCH RD, MOODY, TX 76557-3147
Transaction Type	Mortgage
Record Updated	Mar 9, 2021
Title Company	CENTRALAND TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010622
Date	Feb 24, 2021
Instrument	2021010622

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Apr 10, 2017
Property Address	7481 E PAYNE BRANCH RD, MOODY, TX 76557-3147
Document Number	0000014187
Instrument Date	Apr 7, 2017
Instrument	14187
Transaction Type	Transfer
Record Updated	Apr 27, 2017
Title Company	CENTRALAND TITLE COMPANY, CENTRALAND TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7581 E PAYNE BRANCH RD MOODY TX 76557, MOODY, TX 76557

Mortgage

Document Number	14188
Date	Apr 10, 2017
Instrument	14188

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 9, 2047

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Unified School District	Moody Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$976.00 (-40.56%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$304,123 Land $18,754 Building $285,369	$304,123 Land $18,754 Building $285,369
2022	$1,642.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 83% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELM CREEK WSC serves 4,520 people · EPA ID TX1550026
Water Source	Purchased surface water from BLUEBONNET WSC
Last State Inspection	Jul 2023
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20

May also be available: Altitude ISP, AT&T.

Nearby Properties on E Payne Branch Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures