Cumberland County property record for 7480 Riddle Rd, Saint Pauls, NC 28384 · Last verified April 2026
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1 ba · 1,576 sqft · built 1920 |
| Lot Size | 1.28 acres (55,757 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $50,000 (Jun 2017) |
| Tax Bill | $1,719 (2025) |
| Deeds & Mortgages | Nov 2017 Line of Credit Jul 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0430-01-9592 |
| Primary APN | 0430-01-9592 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,576 sqft Heated Area |
| 1st Floor Area | 1,576 sqft |
| Utility Area | 66 sqft |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Brick/Stone |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 55,757 sqft (1.28 acres) |
| Lot Dimensions | 568 ft deep x 23.5 ft wide |
| Garage Type | Carport |
| Garage Area | 358 sqft |
| Carport | Carport |
| Carport Area | 358 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 180 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Street Address | 7480 RIDDLE RD |
|---|---|
| City | SAINT PAULS |
| State | NC |
| Zip | 28384-8233 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | JAMES, PHILLIP & TERRY JACKSON LO:1 SE:01 PL:0134-0091 |
| Legal Subdivision | GRAYS CREEK DISTRICT |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | CUMBERLAND NC |
| Township / Civil Division | GRAYS CREEK |
| Census Block Group | 3 |
| Census Block | 3032 |
| Census Tract | 3004 |
Source: Cumberland County records · APN 0430-01-9592
Assessment roll updated December 19, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7480 RIDDLE RD, SAINT PAULS, NC 28384-8233 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 20, 2017 | Deed of Trust, Mortgage · Line of Credit LUMBEE GUARANTY BANK |
| Jul 01, 2021 | Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC |
| Jun 13, 2017 | Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 13, 2017 · Amount on Record |
| Deed Sale | Jun 13, 2017 · Amount on Record |
| Deed Document Number | 201718485 |
| Deed Book / Page | 10109 / 862 |
| Prior Transfer Date | May 17, 2017 |
| Prior Transfer Doc | 0101090862 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Property Address | 7480 RIDDLE RD, SAINT PAULS, NC 28384-8233 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0102070439 |
|---|---|
| Date | Nov 20, 2017 |
| Book Page | 10207/439 |
| Instrument | 36572 |
| Name | LUMBEE GUARANTY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Property Address | 7480 RIDDLE RD, SAINT PAULS, NC 28384-8233 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2021 |
| Name | Verified Name |
|---|---|
| Address | 7480 RIDDLE RD, SAINT PAULS, NC 28384-8233 |
| Document Number | 0111720243 |
|---|---|
| Date | Jul 01, 2021 |
| Book Page | 11172/243 |
| Instrument | 30580 |
| Name | LOANCARE LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 312 Months |
| Due | Jul 01, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Recording Date | Jun 13, 2017 |
| Property Address | 7480 RIDDLE RD, SAINT PAULS, NC 28384-8233 |
| Document Number | 0101090862 |
| Book / Page | 10109 / 862 |
| Instrument Date | May 17, 2017 |
| Instrument | 18485 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7480 RIDDLE RD, SAINT PAULS, NC 28384-8233 |
| Document Number | 18486 |
|---|---|
| Date | Jun 13, 2017 |
| Instrument | 18486 |
| Name | MOVEMENT MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Cumberland County records · Assessment roll updated December 19, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cumberland County |
| Unified School District | Cumberland County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,719.00 (+101.52%) | $97,324 (+70.74%) Land $28,275 Building $69,049 | $97,324 (+70.74%) Land $28,275 Building $69,049 |
| 2024 | $853.00 (+4.53%) | $57,001 (-) Land $16,330 Building $40,671 | $57,001 (-) Land $16,330 Building $40,671 |
| 2023 | $816.00 (+4.75%) | $57,001 Land $16,330 Building $40,671 | $57,001 Land $16,330 Building $40,671 |
| 2022 | $779.00 |
Source: FEMA National Flood Hazard Layer, Cumberland County (37051C), updated March 12, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370510030043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 14 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2016, river or lake flooding, Hurricane Matthew |
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 2,128 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 43 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 35 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
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