748 Warm Spring Rd, Chambersburg, PA 17202 Property Records

Franklin County property record for 748 Warm Spring Rd, Chambersburg, PA 17202

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,192 sqft · built 1982
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on Record
Last Sale	$205,000 (Mar 2021)
Tax Bill	$3,541 (2026)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-E16-194`

Property Details

APN / Parcel Number

Primary APN	`11-E16-194`
Alternative APN	`11-0E16.-194.-000000`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,192 sqft Living Area

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	14,375 sqft (0.33 acres)
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	748 WARM SPRING RD
City	CHAMBERSBURG
State	PA
Zip	17202-9179
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5
Legal Subdivision	LAURICH RIDGE
Legal Lot Number	5
Jurisdiction	FRANKLIN PA
Township / Civil Division	HAMILTON
Census Block Group	1
Census Block	1006
Census Tract	11301

Owner

Source: Franklin County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	748 WARM SPRING RD, CHAMBERSBURG, PA 17202-9179
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2021	Deed, Transfer · VA Mortgage USAA FSB
Jun 21, 2019	Deed, Transfer · FHA Mortgage ORRSTOWN BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 3, 2021 · Amount on Record
Deed Sale	Mar 3, 2021 · Amount on Record
Prior Sale	Jun 21, 2019 · Amount on Record
Deed Document Number	20215973
Record Updated	Sep 20, 2026

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN PA
Recording Date	Mar 3, 2021
Property Address	748 WARM SPRING RD, CHAMBERSBURG, PA 17202-9179
Document Number	0000005973
Instrument Date	Feb 19, 2021
Instrument	202105973
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,050.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	748 WARM SPRING RD, CHAMBERSBURG, PA 17202-9179

Mortgage

Document Number	0000005974
Date	Mar 3, 2021
Instrument	202105974

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

June 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN PA
Recording Date	Jun 21, 2019
Property Address	748 WARM SPRING RD, CHAMBERSBURG, PA 17202-9179
Document Number	0000011273
Instrument Date	Jun 8, 2019
Instrument	201911273
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	KEYSTONE RE SETMNT SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,172.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	748 WANM SPRING RD, CHAMBERSBURG, PA 17202-9179

Mortgage

Document Number	0000011274
Date	Jun 21, 2019
Instrument	201911274

Lender

Name	ORRSTOWN BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Franklin County
County Subdivision	Hamilton Township
Unified School District	Chambersburg Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,541.00 (+2.46%)	$21,170 (-) Land $1,500 Building $19,670
2025	$3,456.00 (+3.19%)
2024	$3,349.00	$21,170 Land $1,500 Building $19,670
			$21,170 Land $1,500 Building $19,670

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEAR VALLEY JOINT AUTH serves 12,589 people · EPA ID PA7280043
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	4 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Feb 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
PA.net Fixed Wireless · not low latency	200 / 50

May also be available: Verizon.

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