748 Vermeulen Dr, Ripon, CA 95366 Property Records

San Joaquin County property record for 748 Vermeulen Dr, Ripon, CA 95366

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,040 sqft · built 1994
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Company Names on Record
Last Sale	$487,000 (Apr 2007)
Tax Bill	$6,961 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Oct 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`261-430-040-000`

Property Details

APN / Parcel Number

Primary APN	`261-430-040-000`
Alternative APN	`261-430-04`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,040 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Construction Type	Wood
Lot Area	6,970 sqft (0.16 acres)
Parking Spaces	3 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	261-430-04
Street Address	748 VERMEULEN DR
City	RIPON
State	CA
Zip	95366-3342
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 2293 LOT 4
Legal Subdivision	VERMEULEN MEADOWS
Legal Tract	2293
Legal Block	3
Legal Lot Number	4
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	RIPON
Census Block Group	3
Census Block	3016
Census Tract	5003

Owner

Source: San Joaquin County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	748 VERMEULEN DR, RIPON, CA 95366-3342
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Deed of Trust, Mortgage · Line of Credit GOLDEN 1 CREDIT UNION
Oct 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Apr 9, 2021	Deed of Trust, Mortgage DISCOVER BANK
Aug 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Oct 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2007 · Amount on Record
Deed Sale	Apr 12, 2007 · Amount on Record
Deed Document Number	200771448
Prior Transfer Date	Feb 6, 2007
Prior Transfer Doc	0000028294
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jul 7, 2026
Property Address	748 VERMEULEN DR, RIPON, CA 95366-3342
Document Number	0000061420
Instrument Date	Jul 1, 2026
Instrument	202661420
Transaction Type	Mortgage
Record Updated	Jul 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	748 VERMEULEN DR, RIPON, CA 95366-3342
Investor	Possibly a Property Investor

Mortgage

Document Number	0000061420,
Date	Jul 7, 2026
Instrument	202661420

Lender

Name	GOLDEN 1 CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	7.25%
Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	748 VERMEULEN DR, RIPON, CA 95366-3342
Transaction Type	Mortgage
Record Updated	Nov 12, 2021
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	748 VERMEULEN DR, RIPON, CA 95366-3342

Mortgage

Document Number	0000181725
Date	Oct 29, 2021
Instrument	2021-181725

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	748 VERMEULEN DR, RIPON, CA 95366-3342
Transaction Type	Mortgage
Record Updated	Apr 22, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	748 VERMEULEN DR, RIPON, CA 95366-3342

Mortgage

Document Number	0000062572
Date	Apr 9, 2021
Instrument	2021-062572

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 7, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	748 VERMEULEN DR, RIPON, CA 95366-3342
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	748 VERMEUSIEN DRIVE, RIPON, CA 95366

Mortgage

Document Number	0000081831
Date	Aug 1, 2019
Instrument	2019-081831

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	748 VERMEULEN DR, RIPON, CA 95366-3342
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TTL OF NORTHERN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	748 VERMEULEN DR, RIPON, CA 95366-3342

Mortgage

Document Number	0000137824
Date	Oct 15, 2020
Instrument	2020-137824

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Ripon City
Unified School District	Ripon Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,961.00 (+3.86%)	$652,443 (+4.04%) Land $261,245 Building $391,198
2023	$6,702.00 (+1.65%) Homeowner's exemption	$627,109 Land $251,101 Building $376,008	$608,850
2022	$6,593.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIPON serves 15,753 people · EPA ID CA3910007
Water Source	Groundwater
Last State Inspection	Apr 2024
Also Mapped Here	SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Ayera Technologies Fixed Wireless	1,000 / 500
ezWave Fixed Wireless	1,000 / 200
Matrix Broadband Fixed Wireless	400 / 80
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Frontier, unWired Broadband.

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