748 Union St, Jackson, MI 49203 Property Records

Jackson County property record for 748 Union St, Jackson, MI 49203

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,179 sqft · built 1934
Lot Size	0.125 acres (5,445 sqft)
Owner	Individual Name on File
Last Sale	$84,900 (Jan 2014)
Tax Bill	$3,208 (2025)
Deeds & Mortgages	Dec 2024 Sale & Mortgage Oct 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`3-170400000`

Property Details

APN / Parcel Number

Primary APN	`3-170400000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,179 sqft Living Area
1st Floor Area	607 sqft
Basement Area	572 sqft

Exterior

Year Built	Built 1934
Effective Year Built	Effective 1934
Lot Area	5,445 sqft (0.125 acres)
Lot Dimensions	124 ft deep x 44 ft wide
Garage Area	216 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	748 UNION ST
City	JACKSON
State	MI
Zip	49203-3074
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	E 33 FT OF LOT 15 & W 11 FT OF LOT 16 BLK 9 JACKSON MOUND ADD
Legal Subdivision	JACKSON MOUND ADD
Legal Block	9
Legal Lot Number	15-16
Legal Unit	15,16
Jurisdiction	JACKSON MI
Township / Civil Division	JACKSON
Census Block Group	4
Census Block	4016
Census Tract	900

Owner

748 Union St is owned and occupied by an individual who bought it in January 2014.

Source: Jackson County records, as of August 31, 2026

Owner of Record	Individual Name on File
Mailing Address	748 UNION ST, JACKSON, MI 49203-3074
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2024	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 5, 2019	Loan Modification, Mortgage · Conventional with PMI LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 24, 2014 · Amount on File
Deed Sale	Jan 24, 2014 · Amount on File
Prior Sale	May 20, 2003 · Amount on File
Deed Document Number	20142673084
Deed Book / Page	2026 / 96
Record Updated	Oct 29, 2026

December 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MI
Recording Date	Dec 10, 2024
Property Address	748 UNION ST, JACKSON, MI 49203-3074
Document Number	0002971778
Book / Page	2255 / 1085
Map Reference	LB 6 PG 20
Instrument Date	Dec 4, 2024
Instrument	2971778
Transaction Type	Transfer
Record Updated	May 5, 2026
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,237.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	748 UNION ST, JACKSON, MI 49203-3074

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	748 UNION ST, JACKSON, MI 49203-3074

Mortgage

Document Number	0002971779
Date	Dec 10, 2024
Instrument	2971779

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2055

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	JACKSON MI
Property Address	748 UNION ST, JACKSON, MI 49203-3074
Document Number	0002834206
Instrument Date	Oct 5, 2019
Transaction Type	Mortgage
Record Updated	Oct 30, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	748 UNION ST JACKSON MI 492033074, JACKSON, MI 49203-3074

Mortgage

Document Number	0002834206
Date	Oct 18, 2019
Book Page	002150/000017
Instrument	2834206

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 17, 2049

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

The 2025 property tax bill for 748 Union St was $3,208, up 73.5% from the year before.

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Jackson County
Municipality	Jackson City
Unified School District	Jackson Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$60,300 (+10.64%)	$120,600 (+10.64%)
2025	$3,208.00 (+73.5%)	$54,500	$109,000
2024	$1,849.00
2023		$47,400	$94,800
2022	$1,695.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 748 Union St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 3, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 748 Union St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON serves 33,165 people · EPA ID MI0003470
Water Source	Groundwater influenced by surface water
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Dec 2020
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 806 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Great Lakes High Speed, Mercury Fiber, T-Mobile.

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