San Diego County property record for 748 Summersong Ln, Encinitas, CA 92024
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,745 sqft · built 1986 |
| Lot Size | 0.84 acres (3,661 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $475,000 (Oct 2018) |
| Tax Bill | $7,221 (2025) |
| Deeds & Mortgages | May 2020 Line of Credit Sep 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 257-452-18-00 |
| Primary APN | 257-452-18-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,745 sqft Living Area |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Lot Area | 3,661 sqft (0.84 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 748 SUMMERSONG LN |
|---|---|
| City | ENCINITAS |
| State | CA |
| Zip | 92024-5453 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R11 |
| Legal Description | LOT 115 TR 011041 |
| Legal Subdivision | SAN DIEGO #4421 |
| Legal Tract | 011041 |
| Legal Block | 1 |
| Legal Lot Number | 115 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 17107 |
Source: San Diego County records · APN 257-452-18-00
Assessment roll updated July 28, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 748 SUMMERSONG LN, ENCINITAS, CA 92024-5453 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| May 28, 2020 | Deed of Trust, Mortgage · Line of Credit SAN DIEGO COUNTY CU |
| Sep 17, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Oct 09, 2018 | Grant Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 09, 2018 · Amount on Record |
| Deed Sale | Oct 09, 2018 · Amount on Record |
| Prior Sale | Sep 03, 2013 · Amount on Record |
| Deed Document Number | 2018417828 |
| Last Transfer Date | Aug 16, 2024 |
| Transfer Doc | 0000240375 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 748 SUMMERSONG LN, ENCINITAS, CA 92024-5453 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000271586 |
|---|---|
| Date | May 28, 2020 |
| Instrument | 2020-0271586 |
| Name | SAN DIEGO COUNTY CU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92196 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 31, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 748 SUMMERSONG LN, ENCINITAS, CA 92024-5453 |
| Document Number | 0000421936 |
| Instrument Date | Sep 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 08, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 748 SUMMERSONG LN ENCINITAS CA 920245453, ENCINITAS, CA 92024-5453 |
| Document Number | 0000421936 |
|---|---|
| Date | Sep 25, 2019 |
| Instrument | 421936 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 24, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 09, 2018 |
| Property Address | 748 SUMMERSONG LN, ENCINITAS, CA 92024-5453 |
| Document Number | 0000417828 |
| Instrument Date | Sep 25, 2018 |
| Instrument | 417828 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2018 |
| Title Company | AMROCK TITLE COMPANY, AMROCK TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $522.50 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 748 SUMMERSONG LN ENCINITAS CA 920245453, ENCINITAS, CA 92024-5453 |
| Document Number | 417829 |
|---|---|
| Date | Oct 09, 2018 |
| Instrument | 417829 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 08, 2048 |
Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Encinitas City |
| Elementary School District | Encinitas Union Elementary School District (KG - 06) |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $625,176 (+2%) Land $500,144 Building $125,032 | |
| 2025 | $7,221.00 (+7.52%) Homeowner's exemption | $612,919 (+4.04%) Land $490,338 Building $122,581 |
| 2023 | $6,716.00 (+2.55%) Homeowner's exemption | $589,121 Land $471,299 Building $117,822 |
| 2022 | $6,549.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| AT&T DSL | 100 / 20 |
May also be available: California Internet, T-Mobile USA, Ting Fiber, Verizon.
Based on FCC filings for 788 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | OLIVENHAIN MWD serves 86,458 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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