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748 Ruffner Ave, Birmingham, MI 48009 Property Records

Oakland County property record for 748 Ruffner Ave, Birmingham, MI 48009

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,712 sqft · built 1927
Lot Size0.11 acres (4,792 sqft)
Owner2 Individual Names on File
Last Sale$515,000 (Sep 2023)
Tax Bill$8,152 (2025)
Deeds & MortgagesNov 2025 Mortgage
Sep 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN08-19-36-428-008

Property Details

APN / Parcel Number

Primary APN08-19-36-428-008

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area1,712 sqft Living Area
1st Floor Area893 sqft
Basement Area699 sqft
Unfinished Basement699 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1927
Effective Year BuiltEffective 2023
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area4,792 sqft (0.11 acres)
Lot Dimensions120 ft deep x 40 ft wide
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area99 sqft
Deck Area216 sqft
Patio Area216 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address748 RUFFNER AVE
CityBIRMINGHAM
StateMI
Zip48009-3661
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRI
Legal DescriptionT2N, R10E, SEC 36 LEINBACH-HUMPHREY'S WOODWARD AVE SUB LOT 1293
Legal Range10E
Legal Township02N
Legal Section36
Legal SubdivisionLEINBACH-HUMPHREY'S WOODWARD AVE SUB
Legal Lot Number1293
JurisdictionOAKLAND MI
Township / Civil DivisionBIRMINGHAM
Census Block Group3
Census Block3002
Census Tract153300

Owner

Source: Oakland County assessment roll, APN 08-19-36-428-008, as of January 21, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address748 RUFFNER AVE, BIRMINGHAM, MI 48009-3661
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 19, 2025Deed of Trust, Mortgage · Conventional Mortgage
ROSS MORTGAGE CORP
Sep 07, 2023Warranty Deed, Transfer · Conventional Mortgage
ROSS MORTGAGE CORP
Oct 03, 2022Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 07, 2023 · Amount on Record
Deed SaleSep 07, 2023 · Amount on Record
Prior SaleOct 06, 1998 · Amount on Record
Deed Document Number202397943
Deed Book / Page58859 / 441
Prior Transfer DateSep 21, 2022
Prior Transfer Doc0000452592
Record UpdatedSep 20, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address748 RUFFNER AVE, BIRMINGHAM, MI 48009-3661
Transaction TypeMortgage
Record UpdatedDec 04, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address748 RUFFNER AVE, BIRMINGHAM, MI 48009-3661

Mortgage

Document Number20250145221
DateNov 19, 2025
Book Page60711/393
Instrument20250145221
Lender
NameROSS MORTGAGE CORP
TypeMortgage Company
AddressTROY, MI 48084
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term342 Months
DueMay 01, 2054

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateSep 07, 2023
Property Address748 RUFFNER AVE, BIRMINGHAM, MI 48009-3661
Document Number0000097943
Book / Page58859 / 441
Map ReferenceLB 27 PG 5
Instrument DateAug 29, 2023
Instrument97943
Transaction TypeTransfer
Record UpdatedSep 22, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,862.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address748 RUFFNER AVE, BIRMINGHAM, MI 48009-3661

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address748 RUFFNER AVE, BIRMINGHAM, MI 48009-3661

Mortgage

Document Number0000095794
DateAug 31, 2023
Book Page58847/501
Instrument95794
Lender
NameROSS MORTGAGE CORP
TypeMortgage Company
AddressTROY, MI 48084
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2053

October 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOAKLAND MI
Recording DateOct 03, 2022
Property Address748 RUFFNER AVE, BIRMINGHAM, MI 48009-3661
Document Number0000452592
Book / Page58159 / 174
Map ReferenceLB 27 PG 5
Instrument DateSep 21, 2022
Instrument452592
Transaction TypeTransfer
Record UpdatedNov 21, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address2787 WARWICK DR, 2787, BLOOMFIELD HILLS, MI 48304-1861

Transferred To (Grantee/Buyer)

NameVerified Name
Address2787 WARWICK DR, BLOOMFIELD HILLS, MI 48304-1861

Tax Assessment & Valuation

Source: Oakland County assessment roll as of January 21, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMichigan
MunicipalityBirmingham City
CountyOakland County
Unified School DistrictBirmingham City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$8,152.00 (-11.53%) Homeowner's exemption$241,460 (+14.76%)$482,920 (+14.76%)
2024$9,214.00 (+48.28%)
2023$210,400$420,800
2021$6,214.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oakland County (26125C), as of December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261251533003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 864 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MI0000730, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemBIRMINGHAM
serves 20,472 people
Water SourcePurchased surface water from SOUTHEASTERN OAKLAND CO W AUTH
Last State InspectionJan 2025
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2023
Monitoring and Reporting3
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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