St. Louis County property record for 748 Ridgewood Rd, Duluth, MN 55804
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.75 ba · 1,796 sqft · built 1978 |
| Lot Size | 0.397 acres (17,298 sqft) |
| Owner | Individual Name on File |
| Last Sale | $665,000 (Aug 2023) |
| Tax Bill | $9,078 (2026) |
| Deeds & Mortgages | Dec 2025 Mortgage Oct 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-2167-00080 |
| Primary APN | 010-2167-00080 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.75 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,796 sqft Gross Area |
| 1st Floor Area | 1,796 sqft |
| Basement Area | 1,425 sqft |
| Finished Basement | 1,425 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Ranch |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 17,298 sqft (0.397 acres) |
| Garage Area | 572 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 28 sqft |
| Deck Area | 236 sqft |
| Storage Building | 216 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Account Number | 1153771 |
|---|---|
| Street Address | 748 RIDGEWOOD RD |
| City | DULUTH |
| State | MN |
| Zip | 55804-1731 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 0008 BLOCK:000 SERIAL # |
| Legal Subdivision | HIDDEN VALLEY DIV DULUTH |
| Legal Lot Number | 8 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 700 |
Source: St. Louis County records · APN 010-2167-00080
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 748 RIDGEWOOD RD, DULUTH, MN 55804-1731 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 26, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Oct 10, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Aug 28, 2023 | Warranty Deed, Transfer · Conventional Mortgage NATIONAL BANK OF COMMERCE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 28, 2023 · Amount on Record |
| Deed Sale | Aug 28, 2023 · Amount on Record |
| Prior Sale | Sep 01, 2009 · Amount on Record |
| Deed Document Number | 20231071748 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 748 RIDGEWOOD RD, DULUTH, MN 55804-1731 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 748 RIDGEWOOD RD, DULUTH, MN 55804-1731 |
| Document Number | 0001097702 |
|---|---|
| Date | Dec 26, 2025 |
| Instrument | 1097702 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 748 RIDGEWOOD RD, DULUTH, MN 55804-1731 |
| Transaction Type | Mortgage |
| Record Updated | Nov 04, 2025 |
| Name | Verified Name |
|---|---|
| Address | 748 RIDGEWOOD RD, DULUTH, MN 55804-1731 |
| Document Number | 0001095086 |
|---|---|
| Date | Oct 10, 2025 |
| Instrument | 1095086 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Aug 28, 2023 |
| Property Address | 748 RIDGEWOOD RD, DULUTH, MN 55804-1731 |
| Document Number | 0001071748 |
| Instrument Date | Jul 28, 2023 |
| Instrument | 1071748 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2023 |
| Title Company | NOT AVAILABLE, THE TITLE TEAM NORTH SHORE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,194.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 748 RIDGEWOOD RD, DULUTH, MN 55804-1731 |
| Document Number | 0001071749 |
|---|---|
| Date | Aug 28, 2023 |
| Instrument | 1071749 |
| Name | NATIONAL BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2053 |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,078.00 (+4.83%) Homeowner's exemption | ||
| 2025 | $8,660.00 (+21.53%) Homeowner's exemption | $646,200 (+6.23%) Land $78,600 Building $567,600 | $646,200 (+6.23%) Land $78,600 Building $567,600 |
| 2024 | $7,126.00 (+1.42%) | $608,300 (+29.78%) Land $73,300 Building $535,000 | $608,300 (+29.78%) Land $73,300 Building $535,000 |
| 2023 | $7,026.00 Homeowner's exemption | ||
| 2022 | $468,700 (+17.38%) Land $51,100 Building $417,600 | $468,700 (+17.38%) Land $51,100 Building $417,600 | |
| 2021 | $399,300 Land $43,600 Building $355,700 | $399,300 Land $43,600 Building $355,700 |
Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370007002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 2 (1980) |
| Most Recent Claim | Sep 1980 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 420 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | Duluth serves 86,859 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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