748 Oak Crest Cir, Placerville, CA 95667 Property Records

El Dorado County property record for 748 Oak Crest Cir, Placerville, CA 95667

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,745 sqft · built 1989
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on File
Last Sale	$625,000 (Oct 2020)
Tax Bill	$7,058 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Apr 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`050-541-024-000`

Property Details

APN / Parcel Number

Primary APN	`050-541-024-000`
Alternative APNs	`05054124100` `0505412410`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	2,745 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Construction Type	Wood
Lot Area	17,424 sqft (0.4 acres)
Parking Spaces	1 Parking Space
Patio Area	2,745 sqft

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	748 OAK CREST CIR
City	PLACERVILLE
State	CA
Zip	95667-3450
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L 31 OAK KNOLL EST
Legal Subdivision	OAK KNOLL EST
Legal Lot Number	31
Jurisdiction	EL DORADO CA
Township / Civil Division	PLACERVILLE
Census Block Group	3
Census Block	3019
Census Tract	31000

Owner

748 Oak Crest Cir is owned and occupied by two individuals who bought it in October 2020.

Source: El Dorado County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	748 OAK CREST CIR, PLACERVILLE, CA 95667-3450
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Apr 4, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Oct 26, 2020	Correction Deed FIRST AMERICAN TITLE
Oct 26, 2020	Grant Deed, Transfer · Conventional Mortgage LAND-HOME FINANCIAL SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2020 · Amount on File
Deed Sale	Oct 26, 2020 · Amount on File
Prior Sale	Jun 28, 2010 · Amount on File
Deed Document Number	202060548
Prior Transfer Date	Jun 27, 2016
Prior Transfer Doc	0000029920
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	748 OAK CREST CIR, PLACERVILLE, CA 95667-3450
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	748 OAK CREST CIR, PLACERVILLE, CA 95667-3450

Mortgage

Document Number	0000040599
Date	Oct 17, 2022
Instrument	2022-0040599

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Sep 12, 2032

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	748 OAK CREST CIR, PLACERVILLE, CA 95667-3450
Transaction Type	Mortgage
Record Updated	Apr 15, 2022
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	748 OAK CREST CIR, PLACERVILLE, CA 95667-3450

Mortgage

Document Number	0000015373
Date	Apr 4, 2022
Instrument	2022-0015373

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Mar 15, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	EL DORADO CA
Recording Date	Oct 26, 2020
Property Address	748 OAK CREST CIR, PLACERVILLE, CA 95667-3450
Document Number	0000060547
Instrument Date	Oct 19, 2020
Instrument	60547
Record Updated	Nov 6, 2020
Title Company	FIRST AMERICAN TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	748 OAK CREST CIR PLACERVILLE CA 956673450, PLACERVILLE, CA 95667-3450

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Oct 26, 2020
Property Address	748 OAK CREST CIR, PLACERVILLE, CA 95667-3450
Document Number	0000060548
Map Reference	MB G PG 96
Instrument Date	Sep 22, 2020
Instrument	2020-0060548
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1717 NORTH ST, SANTA ROSA, CA 95404-2959

Mortgage

Document Number	0000060549
Date	Oct 26, 2020
Instrument	2020-0060549

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 748 Oak Crest Cir was $7,058 with a homeowner's exemption.

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Municipality	Placerville City
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Placerville Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$690,047 (+2%) Land $193,213 Building $496,834
2025	$7,058.00 Homeowner's exemption	$676,518 Land $189,425 Building $487,093
2023	$6,825.00 (+1.47%) Homeowner's exemption	$650,250 Land $182,070 Building $468,180
2022	$6,726.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 748 Oak Crest Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 748 Oak Crest Cir is high, ranking above 78% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 55% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACERVILLE, CITY OF - MAIN serves 9,224 people · EPA ID CA0910003
Water Source	Purchased surface water from EL DORADO ID - MAIN
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon, Zeta Broadband.

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