748 N 650 E, American Fork, UT 84003 Property Records

Utah County property record for 748 N 650 E, American Fork, UT 84003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,422 sqft · built 1975
Lot Size	0.299 acres (13,024 sqft)
Owner	Trust Name on Record
Last Sale	$268,800 (Jun 2019)
Tax Bill	$2,540 (2025)
Deeds & Mortgages	Apr 2021 Reverse Mortgage Apr 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`36-114-0029`

Property Details

APN / Parcel Number

Primary APN	`36-114-0029`
Alternative APN	`043705`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	1 Story
Building Area	1,422 sqft Living Area
Gross Area	3,366 sqft
1st Floor Area	1,422 sqft
Basement Area	1,296 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1995
Architectural Style	Bi-Level
Exterior Material	Metal
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	13,024 sqft (0.299 acres)
Garage Type	Attached
Garage Area	648 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Wood Porch
Porch Area	30 sqft
Deck Area	Deck Area
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	043705
Street Address	748 N 650 E
City	AMERICAN FORK
State	UT
Zip	84003-1341
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 29, PLAT A, COTTONWOOD ACRES AMD 2ND REVISION SUBDV. AREA 0.299 AC.
Legal Subdivision	COTTONWOOD ACRES AMD 2ND REVISION SUBDV
Legal Lot Number	29
Jurisdiction	UTAH UT
Township / Civil Division	AMERICAN FORK-PLEASANT GROVE
Census Block Group	1
Census Block	1020
Census Tract	10700

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	748 N 650 E, AMERICAN FORK, UT 84003-1341
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2021	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Apr 2, 2021	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER
Jun 21, 2019	Quit Claim Deed, Transfer WASATCH TITLE INSURANCE AGENCY LLC, WASATCH TITLE INS AGCY LLC
Jun 21, 2019	Affidavit of Death, Mortgage UNITED WHOLESALE MTG
Jul 23, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2019 · Amount on Record
Deed Sale	Jun 21, 2019 · Amount on Record
Prior Sale	Jun 3, 2009 · Amount on Record
Deed Document Number	201956982
Prior Transfer Date	Jul 18, 2018
Prior Transfer Doc	0000068704
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	748 N 650 E, AMERICAN FORK, UT 84003-1341
Transaction Type	Mortgage
Record Updated	Jun 3, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000070283
Date	Apr 14, 2021
Instrument	70283:2021

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	1.94%
Type Change Date	Jun 1, 2021
Change Frequency	Monthly
Index	1-Year CMT

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	748 N 650 E, AMERICAN FORK, UT 84003-1341
Document Number	0000070284
Instrument Date	Apr 2, 2021
Transaction Type	Mortgage
Record Updated	Apr 29, 2021
Title Company	OLD REPUBLIC TITLE (OREM)

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	748 N 650 E AMERICAN FORK UT 840031341, AMERICAN FORK, UT 84003-1341

Mortgage

Document Number	0000070284
Date	Apr 14, 2021
Instrument	70284

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1020 Months

Interest

Rate Type	Adjustable Rate
Rate	1.94%

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UTAH UT
Recording Date	Jun 21, 2019
Property Address	748 N 650 E, AMERICAN FORK, UT 84003-1341
Document Number	0000056982
Instrument Date	Jun 17, 2019
Instrument	56982
Transaction Type	Transfer
Record Updated	Aug 13, 2019
Title Company	WASATCH TITLE INSURANCE AGENCY LLC, WASATCH TITLE INS AGCY LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	748 N 650 E AMERICAN FORK UT 840031341, AMERICAN FORK, UT 84003-1341

June 2019: Affidavit of Death, Mortgage

Document Type	Affidavit of Death
Jurisdiction	UTAH UT
Recording Date	Jun 21, 2019
Property Address	748 N 650 E, AMERICAN FORK, UT 84003-1341
Document Number	0000056981
Instrument Date	Jun 17, 2019
Instrument	56981
Transaction Type	Mortgage
Record Updated	Aug 15, 2019
Title Company	WASATCH TITLE INSURANCE AGENCY LLC, WASATCH TITLE INS AGCY LLC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	748 N 650 E AMERICAN FORK UT 840031341, AMERICAN FORK, UT 84003-1341
Investor	Possibly a Property Investor

Mortgage

Document Number	56983
Date	Jun 21, 2019
Instrument	56983

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 20, 2049

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UTAH UT
Recording Date	Jul 23, 2018
Property Address	748 N 650 E, AMERICAN FORK, UT 84003-1341
Document Number	0000068704
Instrument Date	Jul 18, 2018
Instrument	68704
Transaction Type	Transfer
Record Updated	Aug 13, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	748 N 650 E AMERICAN FORK UT 840031341, AMERICAN FORK, UT 84003-1341

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
Municipality	American Fork City
County	Utah County
Unified School District	Alpine School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$302,445 (-42.78%)	$549,900 (+4.03%) Land $209,400 Building $340,500
2025	$2,540.00 (+0.04%)	$528,600 (+100.48%) Land $209,400 Building $319,200	$528,600 (+10.26%) Land $209,400 Building $319,200
2024	$2,539.00 (+13.45%)
2023	$2,238.00 (-2.99%)	$263,670	$479,400 Land $199,400 Building $280,000
2022	$2,307.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMERICAN FORK CITY serves 39,045 people · EPA ID UTAH25008
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
CentraCom DSL	100 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Utah Broadband.

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