748 Mountain Ave, Berthoud, CO 80513 Property Records

Larimer County property record for 748 Mountain Ave, Berthoud, CO 80513

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,717 sqft · built 1916
Lot Size	0.286 acres (12,440 sqft)
Owner	2 Individual Names on Record
Last Sale	$800,000 (Aug 2021)
Tax Bill	$5,379 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Sep 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`94143-62-008`

Property Details

APN / Parcel Number

Primary APN	`94143-62-008`
Alternative APN	`R1652351`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,717 sqft Living Area
Gross Area	4,857 sqft
Basement Area	1,530 sqft
Finished Basement	720 sqft
Unfinished Basement	810 sqft
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1916
Architectural Style	Bi-Level
Exterior Material	Combination
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	12,440 sqft (0.286 acres)
View / Lot	Traffic
Garage Type	Attached
Garage Area	330 sqft
Parking Spaces	1 Parking Space
Porch	Open Slab
Porch Area	912 sqft

Utilities, Heating & Cooling

Heating System	Radiant

Location & Zoning

Account Number	R1652351
Street Address	748 MOUNTAIN AVE
City	BERTHOUD
State	CO
Zip	80513-1263
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8A, BLOCK 10, LONGS PEAK ADD MINOR SUB RPLT L 7-12 BLK 10, BER (20120011824)
Legal Range	69W
Legal Township	4N
Legal Section	14
Legal Subdivision	LONGS PEAK ADD MINOR SUB RPLT L 7-12 BLK
Legal Block	10
Legal Lot Number	8A
Jurisdiction	LARIMER CO
Township / Civil Division	BERTHOUD
Census Block Group	1
Census Block	1026
Census Tract	2700

Owner

Source: Larimer County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	748 MOUNTAIN AVE, BERTHOUD, CO 80513-1263
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2026	Deed of Trust, Mortgage · Line of Credit FARMERS BANK
Sep 19, 2023	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF OMAHA
Aug 3, 2021	Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Jun 4, 2019	Warranty Deed, Transfer · Conventional Mortgage BREC L & RENEE E CLAY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2021 · Amount on Record
Deed Sale	Aug 3, 2021 · Amount on Record
Prior Sale	Jun 4, 2019 · Amount on Record
Deed Document Number	202173586
Record Updated	Jun 8, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Recording Date	Apr 3, 2026
Property Address	748 MOUNTAIN AVE, BERTHOUD, CO 80513-1263
Document Number	0000015424
Instrument Date	Mar 27, 2026
Instrument	202615424
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	748 MOUNTAIN AVE, BERTHOUD, CO 80513-1263

Mortgage

Document Number	0000015424,
Date	Apr 3, 2026
Instrument	202615424

Lender

Name	FARMERS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 27, 2056

Interest

Rate	5.98%
Max Rate	-1%

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	748 MOUNTAIN AVE, BERTHOUD, CO 80513-1263
Transaction Type	Mortgage
Record Updated	Sep 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040434
Date	Sep 19, 2023
Instrument	20230040434

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank
Address	OMAHA, NE 68197

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 12, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	LARIMER CO
Recording Date	Aug 3, 2021
Property Address	748 MOUNTAIN AVE, BERTHOUD, CO 80513-1263
Document Number	0000073586
Instrument Date	Jul 9, 2021
Instrument	20210073586
Transaction Type	Transfer
Record Updated	Jul 26, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$80.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0000073587
Date	Aug 3, 2021
Instrument	20210073587

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Jun 4, 2019
Property Address	748 MOUNTAIN AVE, BERTHOUD, CO 80513-1263
Document Number	0000029926
Instrument Date	May 24, 2019
Instrument	29926
Transaction Type	Transfer
Record Updated	Jun 12, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$55.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	748 MOUNTAIN AVE BERTHOUD CO 80513, BERTHOUD, CO 80513

Mortgage

Document Number	29927
Date	Jun 4, 2019
Instrument	29927

Lender

Name	BREC L & RENEE E CLAY
Address	512 5TH ST, BERTHOUD, CO 80513-1244
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jun 3, 2024

Interest

Rate	8%

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Berthoud Town
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,379.00 (+15.01%)	$53,162 (+1.58%) Land $2,156 Building $51,006	$850,600 (+8.9%) Land $34,500 Building $816,100
2024	$4,677.00 (+3.68%)
2023	$4,511.00 (+19.09%)	$52,334 (+32.48%) Land $2,312 Building $50,022	$781,100 (+37.42%) Land $34,500 Building $746,600
2022	$3,788.00	$39,504 Land $2,398 Building $37,106	$568,400 Land $34,500 Building $533,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERTHOUD serves 14,211 people · EPA ID CO0135138
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
AT&T Fixed Wireless	100 / 20

May also be available: Hilltop Broadband, T-Mobile, Verizon.

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