748 Morningside Dr, Folsom, CA 95630 Property Records

Sacramento County property record for 748 Morningside Dr, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,654 sqft · built 2002
Lot Size	0.135 acres (5,895 sqft)
Owner	2 Individual Names on File
Last Sale	$360,000 (Apr 2012)
Tax Bill	$6,403 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`072-1930-014-0000`

Property Details

APN / Parcel Number

Primary APN	`072-1930-014-0000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,654 sqft Living Area
1st Floor Area	1,356 sqft
2nd Floor Area	1,298 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	5,895 sqft (0.135 acres)
Garage Area	631 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	748 MORNINGSIDE DR
City	FOLSOM
State	CA
Zip	95630-6145
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SP-SFHD (S
Legal Description	EMPIRE RANCH VILLAGE 47, LOT 32
Legal Subdivision	EMPIRE RANCH VILLAGE 47
Legal Lot Number	32
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	2
Census Block	2002
Census Tract	8510

Owner

748 Morningside Dr is owned and occupied by two individuals who bought it in April 2012.

Source: Sacramento County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	748 MORNINGSIDE DR, FOLSOM, CA 95630-6145
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2026	Deed of Trust, Mortgage · Line of Credit TRI COUNTIES BANK
Sep 9, 2019	Deed of Trust, Mortgage SUMMIT ST BK
Jun 1, 2017	Loan Modification, Mortgage · Conventional with PMI FARMERS & MERCHANTS BK/CTRL CA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2012 · Amount on File
Deed Sale	Apr 6, 2012 · Amount on File
Prior Sale	Dec 16, 2002 · Amount on File
Deed Book / Page	20120406 / 1461
Prior Transfer Date	Apr 5, 2012
Prior Transfer Doc	4060000001459
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	748 MORNINGSIDE DR, FOLSOM, CA 95630-6145
Transaction Type	Mortgage
Record Updated	Mar 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	748 MORNINGSIDE DR, FOLSOM, CA 95630-6145

Mortgage

Document Number	0000001328
Date	Feb 18, 2026
Instrument	202602181328

Lender

Name	TRI COUNTIES BANK
Type	Bank
Address	ROSEVILLE, CA 95661

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	748 MORNINGSIDE DR, FOLSOM, CA 95630-6145
Document Number	1909201476
Instrument Date	Sep 9, 2019
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	748 MORNINGSIDE DR FOLSOM CA 956306145, FOLSOM, CA 95630-6145

Mortgage

Document Number	1909201476
Date	Sep 20, 2019
Instrument	1909201476

Lender

Name	SUMMIT ST BK
Type	Bank
Address	SANTA ROSA, CA 95406

Agreement

Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

June 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SACRAMENTO CA
Property Address	748 MORNINGSIDE DR, FOLSOM, CA 95630-6145
Document Number	1706190029
Instrument Date	Jun 1, 2017
Transaction Type	Mortgage
Record Updated	Aug 1, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	748 MORNINGSIDE DR FOLSOM CA 956306145, FOLSOM, CA 95630-6145

Mortgage

Document Number	1706190029
Date	Jun 19, 2017
Instrument	1706190029

Lender

Name	FARMERS & MERCHANTS BK/CTRL CA
Type	Bank
Address	LODI, CA 95241

Agreement

Type	Conventional with PMI
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 748 Morningside Dr was $6,403, up 1.6% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$461,208 (+2%) Land $160,138 Building $301,070
2025	$6,403.00 (+1.55%)	$452,166 Land $156,999 Building $295,167
2024	$6,305.00 (+3.5%)
2023	$6,092.00 (+0.94%)	$434,609 Land $150,903 Building $283,706
2022	$6,035.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 748 Morningside Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 748 Morningside Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Succeed.Net.

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