748 Madison Cir, Hernando, MS 38632 Property Records

DeSoto County property record for 748 Madison Cir, Hernando, MS 38632 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Year Built	Built 2012
Square Footage	2,119 sqft Adjusted Area
Lot Size	14,543 sqft (0.334 acres)
Occupancy	Owner Occupied
Last Sale	$169,400 (2012)
Tax Bill	$2,200.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`3-07-3-07-20-0-00005-00`

Interior

Bedrooms	3 Beds
Total Rooms	6 Rooms
Building Area	2,119 sqft Adjusted Area
1st Floor	1,613 sqft 1st Floor
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Brick Veneer Exterior
Construction Type	Brick Construction
Roof Construction	Gable Roof Construction
Roof Material	Shingle Roof
Lot Area	14,543 sqft (0.334 acres)
Depth X Width	143 ft x 95 ft Depth x Width

Location & Zoning

Street Address	748 MADISON CIR
City	HERNANDO
State	MS
Zip	38632-8174
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	GROVE PARK SEC A LOT 5
Legal Range	007
Legal Township	03S
Legal Section	07
Legal Subdivision	GROVE PARK SEC A
Legal Lot Number	5
Jurisdiction	DESOTO MS
Minor Civil Division	5
Census Blockgroup	1
Census Block	1017
Census Tract	71001

Owner

Source: DeSoto County records · APN 3-07-3-07-20-0-00005-00

Assessment roll updated December 15, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	748 MADISON CIR, HERNANDO, MS 38632-8174
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Et Ux (and Wife) - Vendor Data Only

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 05, 2012 · Amount on Record
Deed Sale	Jul 05, 2012 · Amount on Record
Deed Book / Page	684 / 377
Record Refreshed	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	748 MADISON CIR, HERNANDO, MS 38632-8174
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	GUARDIAN TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	748 MADISON CIR, HERNANDO, MS 38632-8174

Mortgage

Document Number	005071/175
Date	Oct 22, 2020
Book Page	5071/175

Lender

Name	GUARANTY BANK & TRUST CO
Type	Bank
Address	HERNANDO, MS 38632

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2050

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,200.00 (+15.61%)	$21,461 (+35.14%) Land $3,500 Building $17,961	$214,612 (+35.14%) Land $35,000 Building $179,612
2023	$1,903.00	$15,880	$158,803 Land $35,000 Building $123,803

Flood & Wildfire

748 Madison Cir is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · DeSoto County (28033C), updated June 5, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 32nd percentile of exposed land nationally · 15th in Mississippi
Wildfire Likelihood	Low — about 1 in 2,128 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.