St. Johns County property record for 748 Lake Geneva Dr, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,504 sqft · built 1998 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $177,000 (Jan 2017) |
| Tax Bill | $4,014 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Oct 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 026441-0130 |
| Primary APN | 026441-0130 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,504 sqft Living Area |
| Gross Area | 1,944 sqft |
| 1st Floor Area | 1,504 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,534 sqft (0.15 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 16 sqft |
| Patio Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 748 LAKE GENEVA DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-1011 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 34/4-9 SOUTHLAKE UNIT 1 LOT 13 OR4317/827 |
| Legal Range | 28E |
| Legal Township | 05S |
| Legal Section | 19 |
| Legal Subdivision | SOUTHLAKE UNIT 1 |
| Legal Block | 1 |
| Legal Lot Number | 13 |
| Legal Unit | 1 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 20907 |
748 Lake Geneva Dr is owned and occupied by two individuals who bought it in January 2017.
Source: St. Johns County records, as of April 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 748 LAKE GENEVA DR, SAINT AUGUSTINE, FL 32092-1011 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 26, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Oct 21, 2021 | Deed of Trust, Mortgage · FHA Mortgage CORELOGIC SOLEX |
| Jan 17, 2017 | Warranty Deed, Transfer · FHA Mortgage EVERBANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 17, 2017 · Amount on File |
| Deed Sale | Jan 17, 2017 · Amount on File |
| Prior Sale | Nov 10, 2003 · Amount on File |
| Deed Document Number | 20173434 |
| Deed Book / Page | 4317 / 827 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 748 LAKE GENEVA DR, SAINT AUGUSTINE, FL 32092-1011 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 748 LAKE GENEVA DR, SAINT AUGUSTINE, FL 32092-1011 |
| Document Number | 0055660184 |
|---|---|
| Date | May 26, 2022 |
| Book Page | 5566/184 |
| Instrument | 2022053371 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 748 LAKE GENEVA DR, SAINT AUGUSTINE, FL 32092-1011 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 748 LAKE GENEVA DR, SAINT AUGUSTINE, FL 32092-1011 |
| Document Number | 0053990521 |
|---|---|
| Date | Oct 21, 2021 |
| Book Page | 5399/521 |
| Instrument | 2021114625 |
| Name | CORELOGIC SOLEX |
|---|---|
| Type | Non-Lending Institution |
| Address | FORT LAUDERDALE, FL 33323 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 304 Months |
| Due | Feb 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jan 17, 2017 |
| Property Address | 748 LAKE GENEVA DR, SAINT AUGUSTINE, FL 32092-1011 |
| Document Number | 0043170827 |
| Book / Page | 004317 / 000827 |
| Instrument Date | Jan 13, 2017 |
| Instrument | 3434 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,239.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 748 LAKE GENEVA DR ST AUGUSTINE FL 320921011, ST AUGUSTINE, FL 32092-1011 |
| Document Number | 43170828, |
|---|---|
| Date | Jan 17, 2017 |
| Book Page | 004317/000828 |
| Instrument | 3435 |
| Name | EVERBANK |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32246 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 16, 2047 |
The 2025 property tax bill for 748 Lake Geneva Dr was $4,014, up 15.4% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $275,246 (-1.28%) Land $75,000 Building $200,246 | $275,246 (-1.28%) Land $75,000 Building $200,246 | |
| 2025 | $4,014.00 (+15.44%) | $278,826 (+1.43%) | $278,826 (+1.43%) Land $75,000 Building $203,826 |
| 2024 | $3,477.00 (+3.92%) | $274,906 (+0.66%) | $274,906 (+0.66%) Land $75,000 Building $199,906 |
| 2023 | $3,346.00 (+6.36%) | $273,093 (+4.29%) | $273,093 (+4.29%) Land $80,000 Building $193,093 |
| 2022 | $3,146.00 | $261,866 | $261,866 Land $72,800 Building $189,066 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 748 Lake Geneva Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 81 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 81 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 748 Lake Geneva Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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