Lorain County property record for 748 Kent Cir, Elyria, OH 44035 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1991 |
| Square Footage | 1,930 sqft Living Area |
| Lot Size | 0.203 acres |
| Garage | Attached, 692 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $3,798.00 (2025) |
| Primary APN | 10-00-005-101-147 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,930 sqft Living Area |
| 1st Floor | 1,329 sqft 1st Floor |
| 2nd Floor | 591 sqft 2nd Floor |
| Attic Area | 638 sqft Attic |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1991 |
|---|---|
| Architectural Style | Cape Cod Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Raised Foundation |
| Lot Area | 8,843 sqft |
| Depth X Width | 177 ft x 50 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 692 sqft Garage |
| Deck Area | 601 sqft Deck |
|---|---|
| Patio Area | 601 sqft Patio |
| Porch | Open Porch |
| Porch Area | 40 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 748 KENT CIR |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-8283 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | UNIVERSITY OAKS SUB 1 50 X 177.02 |
| Legal Subdivision | UNIVERSITY OAKS SUBDIVISION #1 |
| Legal Block | 101 |
| Legal Lot Number | 20 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 71202 |
Source: Lorain County records · APN 10-00-005-101-147
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 748 KENT CIR, ELYRIA, OH 44035-8283 |
| Occupancy | Owner Occupied |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Jun 15, 2000 |
| Transfer Doc | 0000690164 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 748 KENT CIR, ELYRIA, OH 44035-8283 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000073553 |
|---|---|
| Date | Oct 31, 2025 |
| Instrument | 2025-0073553 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.99% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Jan 01, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 3.99% |
| Max Rate At Change | 5.99% |
| Index | 1-Year CMT |
| Max Rate | 5.99% |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,798.00 | $80,650 (+%) Land $18,480 Building $62,170 | $230,420 (-) Land $52,800 Building $177,620 |
| 2024 | $3,798.00 (+14.88%) | $80,647 (+32.92%) Land $18,480 Building $62,167 | $230,420 (+32.92%) Land $52,800 Building $177,620 |
| 2023 | $3,306.00 (-4.4%) | $60,673 (+%) Land $14,819 Building $45,854 | $173,350 (-) Land $42,340 Building $131,010 |
| 2022 | $3,458.00 | $60,670 Land $14,820 Building $45,850 | |
| 2021 | $173,350 Land $42,340 Building $131,010 |
748 Kent Cir is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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