748 Jersey Ct, Troy, TX 76579 Property Records

Bell County property record for 748 Jersey Ct, Troy, TX 76579

Property Summary

Property Type	Single Family Home
Details	1,586 sqft · built 2022
Lot Size	0.157 acres (6,855 sqft)
Owner	Individual Name on Record
Last Sale	$266,865 (Sep 2023)
Tax Bill	$3,798 (2023)
Deeds & Mortgages	Sep 2025 Mortgage Sep 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0681643858`

Property Details

APN / Parcel Number

Primary APN	`0681643858`
Alternative APN	`511769`

Interior

Stories	1 Story
Building Area	1,586 sqft Living Area
1st Floor Area	1,586 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,855 sqft (0.157 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	70 sqft
Patio Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	748 JERSEY CT
City	TROY
State	TX
Zip	76579-3908
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COTTONWOOD CREEK PHASE I, BLOCK 001, LOT 0011
Legal Subdivision	COTTONWOOD CREEK PHASE I
Legal Block	1
Legal Lot Number	11
Jurisdiction	BELL TX
Township / Civil Division	EAST BELL
Census Block Group	1
Census Block	1005
Census Tract	20101

Owner

Source: Bell County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	748 JERSEY CT, TROY, TX 76579-3908
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2025	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Sep 14, 2023	Vendor's Lien, Transfer · VA Mortgage LEADER ONE FINANCIAL CORP
Jul 28, 2022	Special Warranty Deed, Transfer CENTRALAND TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2023 · Amount on Record
Deed Sale	Sep 14, 2023 · Amount on Record
Deed Document Number	202341581
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	748 JERSEY CT, TROY, TX 76579-3908
Transaction Type	Mortgage
Record Updated	Oct 8, 2025
Title Company	BOSTON NATIONAL TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	748 JERSEY CT, TROY, TX 76579-3908

Mortgage

Document Number	0000046830
Date	Sep 23, 2025
Instrument	2025046830

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

September 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Sep 14, 2023
Property Address	748 JERSEY CT, TROY, TX 76579-3908
Document Number	0000041581
Map Reference	DOC 2022000271A&B
Instrument Date	Sep 14, 2023
Instrument	2023041581
Transaction Type	Transfer
Record Updated	Nov 10, 2023
Title Company	CENTRALAND TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7353 W ADAMS AVE, TEMPLE, TX 76502-5539

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	748 JERSEY CT, TROY, TX 76579-3908

Mortgage

Document Number	0000041582
Date	Sep 14, 2023
Instrument	2023041582

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

July 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BELL TX
Recording Date	Jul 28, 2022
Property Address	748 JERSEY CT, TROY, TX 76579-3908
Document Number	0000047994
Map Reference	DOC 202200027A&B
Instrument Date	Jul 21, 2022
Instrument	2022047994
Transaction Type	Transfer
Record Updated	Nov 17, 2023
Title Company	CENTRALAND TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	109 W 2ND ST # ST201, ST201, GEORGETOWN, TX 78626-2926

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7353 W ADAMS AVE, TEMPLE, TX 76502-5539
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Troy City
Unified School District	Troy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$258,450 (-4.13%) Land $45,000 Building $213,450	$258,450 (-4.13%) Land $45,000 Building $213,450
2023	$3,798.00	$269,595 Land $36,000 Building $233,595	$269,595 Land $36,000 Building $233,595

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 79% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TROY serves 4,367 people · EPA ID TX0140037
Water Source	Purchased surface water from CITY OF TEMPLE
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Nextlink Fixed Wireless	500 / 100

May also be available: Verizon.

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