748 E Cypress Ave, Visalia, CA 93292 Property Records

Tulare County property record for 748 E Cypress Ave, Visalia, CA 93292

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,242 sqft · built 1960
Lot Size	0.171 acres (7,442 sqft)
Owner	2 Individual Names on File
Last Sale	$180,000 (Jul 2018)
Tax Bill	$2,225 (2025)
Deeds & Mortgages	Apr 2026 Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`097-112-026-000`

Property Details

APN / Parcel Number

Primary APN	`097-112-026-000`
Alternative APNs	`097-112-026` `09711226000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,242 sqft Living Area
1st Floor Area	1,242 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Construction Type	Wood
Lot Area	7,442 sqft (0.171 acres)
Garage Area	419 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	097-112-026
Street Address	748 E CYPRESS AVE
City	VISALIA
State	CA
Zip	93292-2961
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R16
Legal Description	WALNUT HOMES LOT 5
Legal Subdivision	WALNUT HOMES
Legal Lot Number	5
Jurisdiction	TULARE CA
Township / Civil Division	VISALIA
Census Block Group	3
Census Block	3009
Census Tract	1701

Owner

748 E Cypress Ave is owned and occupied by two individuals who bought it in July 2018.

Source: Tulare County records, as of October 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	748 E CYPRESS AVE, VISALIA, CA 93292-2961
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2026	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
May 24, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Jul 13, 2018	Grant Deed, Transfer · FHA Mortgage RIGHT START MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2018 · Amount on File
Deed Sale	Jul 13, 2018 · Amount on File
Prior Sale	Jul 30, 2004 · Amount on File
Deed Document Number	201837880
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TULARE CA
Recording Date	Apr 7, 2026
Property Address	748 E CYPRESS AVE, VISALIA, CA 93292-2961
Document Number	0000016207
Instrument Date	Mar 26, 2026
Instrument	202616207
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	748 E CYPRESS AVE, VISALIA, CA 93292-2961

Mortgage

Document Number	0000016207,
Date	Apr 7, 2026
Instrument	202616207

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TULARE CA
Property Address	748 E CYPRESS AVE, VISALIA, CA 93292-2961
Transaction Type	Mortgage
Record Updated	Jun 4, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	748 E CYPRESS AVE, VISALIA, CA 93292-2961

Mortgage

Document Number	0000037946
Date	May 24, 2021
Instrument	2021-0037946

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	TULARE CA
Recording Date	Jul 13, 2018
Property Address	748 E CYPRESS AVE, VISALIA, CA 93292-2961
Document Number	0000037880
Map Reference	MB22 PG45
Instrument Date	May 22, 2018
Instrument	2018-0037880
Transaction Type	Transfer
Record Updated	Aug 19, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	748 E CYPRESS AVE, VISALIA, CA 93292-2961

Mortgage

Document Number	0000037881
Date	Jul 13, 2018
Instrument	2018-0037881

Lender

Name	RIGHT START MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 748 E Cypress Ave was $2,225, up 3% from the year before.

Source: Tulare County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Tulare County
Municipality	Visalia City
Unified School District	Visalia Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$208,900 (+2%) Land $52,224 Building $156,676
2025	$2,225.00 (+2.96%)	$204,804 Land $51,200 Building $153,604
2024	$2,161.00 (+2.81%)
2023	$2,102.00 (+3.19%)	$196,854 Land $49,213 Building $147,641
2022	$2,037.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 748 E Cypress Ave in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 34 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	34 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	May 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 748 E Cypress Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWS - VISALIA private · serves 153,522 people · EPA ID CA5410016
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 566 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
OACYS Technology Fixed Wireless	100 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, GeoLinks.

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