748 Daphne Dr, Polk City, FL 33868 Property Records

Polk County property record for 748 Daphne Dr, Polk City, FL 33868

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,749 sqft · built 2022
Lot Size	0.173 acres (7,553 sqft)
Owner	2 Individual Names on File
Last Sale	$331,300 (May 2022)
Tax Bill	$3,729 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-27-08-298378-000230`

Property Details

APN / Parcel Number

Primary APN	`25-27-08-298378-000230`
Alternative APN	`082725298378000230`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,749 sqft Living Area
Gross Area	2,167 sqft
1st Floor Area	1,749 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	7,553 sqft (0.173 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	418 sqft
Porch	Unfinished Open Porch
Porch Area	284 sqft

Location & Zoning

Street Address	748 DAPHNE DR
City	POLK CITY
State	FL
Zip	33868-9093
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AUBURN COVE PHASES 2 & 3 PB 187 PGS 38-41 LOT 23
Legal Range	25E
Legal Township	27S
Legal Section	08
Legal Subdivision	AUBURN COVE PHASES 2 & 3
Legal Block	3
Legal Lot Number	23
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	3
Census Block	3007
Census Tract	11604

Owner

748 Daphne Dr is owned and occupied by two individuals who bought it in May 2022.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	748 DAPHNE DR, POLK CITY, FL 33868-9093
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2022 · Amount on File
Deed Sale	May 17, 2022 · Amount on File
Deed Document Number	2022135094
Deed Book / Page	12257 / 1327
Record Updated	Oct 29, 2026

May 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	POLK FL
Recording Date	May 17, 2022
Property Address	748 DAPHNE DR, POLK CITY, FL 33868-9093
Document Number	0000135094
Book / Page	12257 / 1327
Map Reference	MB 187 PG 38-41
Instrument Date	May 13, 2022
Instrument	2022135094
Transaction Type	Transfer
Record Updated	Feb 5, 2024
Title Company	INNOVATIVE TITLE AGENCY, INNOVATIVE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,319.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3020 S FLORIDA AVE STE 101, 101, LAKELAND, FL 33803-4058

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	748 DAPHNE DR, POLK CITY, FL 33868-9093

Mortgage

Document Number	0122571329
Date	May 17, 2022
Instrument	12257/1329

Lender

Name	VANDERBILT MORTGAGE & FINANCE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 748 Daphne Dr was $3,729 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$262,541 (-2.89%) Land $58,000 Building $204,541	$262,541 (-2.89%) Land $58,000 Building $204,541
2025	$3,729.00 Homeowner's exemption	$270,362 Land $58,000 Building $212,362	$270,362 Land $58,000 Building $212,362
2023	$3,658.00 (+376.92%) Homeowner's exemption	$262,886 (+471.49%) Land $56,000 Building $206,886	$262,886 (+471.49%) Land $56,000 Building $206,886
2022	$767.00	$46,000 Land $46,000	$46,000 Land $46,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 748 Daphne Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1997–2004)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 748 Daphne Dr is moderate, ranking above 68% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 48% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF AUBURNDALE serves 35,239 people · EPA ID FL6530090
Water Source	Groundwater
Last State Inspection	May 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20