748 Belfast Ct, Galt, CA 95632 Property Records

Sacramento County property record for 748 Belfast Ct, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,019 sqft · built 1998
Lot Size	0.197 acres (8,581 sqft)
Owner	2 Individual Names on Record
Last Sale	$380,000 (Jun 2014)
Tax Bill	$5,421 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`148-0640-038-0000`

Property Details

APN / Parcel Number

Primary APN	`148-0640-038-0000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,019 sqft Living Area
Gross Area	3,082 sqft
1st Floor Area	2,194 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	8,581 sqft (0.197 acres)
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Pool Area	22,500 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	748 BELFAST CT
City	GALT
State	CA
Zip	95632-8132
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	EMERALD PARK 21, LOT 410
Legal Subdivision	EMERALD PARK 21
Legal Lot Number	410
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	3
Census Block	3000
Census Tract	9410

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	748 BELFAST CT, GALT, CA 95632-8132
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2021	Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FCU
Aug 20, 2020	Deed of Trust, Mortgage · Conventional with PMI AMERICAN PACIFIC MTG
Oct 19, 2017	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2014 · Amount on Record
Deed Sale	Jun 6, 2014 · Amount on Record
Prior Sale	Dec 4, 1998 · Amount on Record
Deed Book / Page	20140606 / 1816
Last Transfer Date	Mar 19, 2015
Transfer Doc	0000000384
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	748 BELFAST CT, GALT, CA 95632-8132
Transaction Type	Mortgage
Record Updated	Dec 28, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	748 BELFAST CT, GALT, CA 95632-8132

Mortgage

Document Number	0000000049
Date	Dec 14, 2021
Instrument	2021121400049

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	92738

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	748 BELFAST CT, GALT, CA 95632-8132
Document Number	2008251511
Instrument Date	Aug 20, 2020
Transaction Type	Mortgage
Record Updated	Sep 15, 2020
Title Company	STEWART TITLE, STEWART TITLE/SACRAMENTO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 932 GALT CA 956320932, GALT, CA 95632-0932

Mortgage

Document Number	2008251511
Date	Aug 25, 2020
Instrument	2008251511

Lender

Name	AMERICAN PACIFIC MTG
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 24, 2050

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	748 BELFAST CT, GALT, CA 95632-8132
Document Number	1710241862
Instrument Date	Oct 19, 2017
Transaction Type	Mortgage
Record Updated	Aug 27, 2018
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	748 BELFAST CT GALT CA 956328132, GALT, CA 95632-8132

Mortgage

Document Number	1710241862
Date	Oct 24, 2017
Instrument	1710241862

Lender

Name	AMERICAN PACIFIC MTG
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 23, 2047

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$475,132 (+2%) Land $112,529 Building $362,603
2025	$5,421.00 (+4.39%) Homeowner's exemption	$465,817 (+4.04%) Land $110,323 Building $355,494
2024	$5,193.00 (-10.23%)
2023	$5,785.00 (+3.6%) Homeowner's exemption	$447,731 Land $106,040 Building $341,691
2022	$5,584.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GALT serves 26,536 people · EPA ID CA3410011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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